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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Saving made easy

Having a savings app was made easy with chip as it allowed me to actually have a savings plan that I can adapt and change to my own individual needs, with no access to a bank locally , being able to have quick easy access to my savings and money goals has helped to achieve a real saving like I have not being able to do before and I have introduced all of our 3 children to the benefits of saving in a digital age with a smart company that I have been with from early onset and they have embraced the new age of savings and the use of digital technology that is for today’s savers in this progressive and mobile younger generation as well as is older folks having access to other products and services direct form our phones Reviewed on: 10th March 2021

Teaching a generation how to save!

Chip has been ace for me (and a number of friends). 20 quid here and there is negligible and then before you know it you have £5k- something many millennial renters didn’t think would happen. The encouragement to make additional saves and the savings graphs makes using Chip addictive - great news for your balance! Reviewed on: 10th March 2021

Fun and easy to use app! Great for saving!

I've had Chip for a few months now and have found it any easy way to save, all while receiving a market-beating interest rate in return. I highly recommend it! Reviewed on: 10th March 2021

Decent returns compared with banks

I really enjoy the Chip app for my savings needs. It's really available, shows predicted interest and gives a date when amount will be paid to you. It is amazing how those pennies add up, AI is brilliant. Reviewed on: 10th March 2021

Good idea

Good ergonomic app, brilliant rates. Reviewed on: 10th March 2021

this app changed my life

Seriously, you probably need this app in your life. I know I certainly did. I have been a very good spender and a very poor saver all of my life. It took me a good wake up call to finally take my finances into my own hands and analyse my spending habits. The CHIP app watches my spending and whenever I spend less it moves this money to a savings account. This happens in such small amounts, in my case anyway, that I hardly notice, hence it does not hurt. ANd before I knew it I had savings! Me! Seriously, this has been a life changer for me! Thank you, CHIP. Reviewed on: 10th March 2021

First class savings app

I’ve never been really good at saving but I’ve now managed to save regularly thanks to Chip. It “chips” a bit of money from your bank account and puts it into a savings account. You never really notice the amount going from your bank account but you do notice how much you save within a short time. I’d highly recommend using this for your savings goals. Reviewed on: 10th March 2021

Chip off the old block

Easy to set up. Simple to deposit, easy saving targets and auto deposit means saving isn't hard Reviewed on: 10th March 2021

Easy and convenient

The app is simple to download and easy to just run in the background. Within a few months quite a lot of savings can add up. Reviewed on: 10th March 2021

Simple and effective

Easy to set up and takes the hassle away from saving. Reviewed on: 10th March 2021

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