Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

View other Chip products

4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18447)

Great way to save!

So helpful to have automatic saves and payday put away function. Even better i can cancel these if needs be! From never having any savings i am impressed by the amount i have saved, painlessly!!! Reviewed on: 10th March 2021

Great service

Never heard of chip before but was recommended on moneysavingexpert. You get 1.25% interest on upto £2k. The service is great. Very pleased. Reviewed on: 10th March 2021

Chip Leading The Way

Savers have been let down by high street banks until the likes of Chip came along. Chip has led the way on App based saving with others like Plum running to catch up. Well done Chip! Reviewed on: 10th March 2021

Amaizing savings app

I love the app, it IS a very clever way to Save while you don't even realise. The thing I liked the most IS the chip+1 account because lately IS very difficult to find accounts with those interes rate. I AM happy with the app and I already recommended it to some friends Reviewed on: 10th March 2021

The Best Saving App

I found Chip by chance when I was struggling with debt, Chip has helped me get out of this by first taking small amounts I wouldn’t miss. As I saw the numbers grow this helped me control my spending and created a game in how much I could save. The bonus of not being able to take money out after a certain time or day meant I wouldn’t be able to I buy items on impulse. I have since saved over £4K and in a better place financially. Reviewed on: 10th March 2021

Easy way to save

I opened my Chip account at the end of 2020. The app is very easy to use. I set my limits for Chip autosaving and pay day put away. Once you understand the system it's painless and there's instant access. I've saved £400 in 10 weeks with very little effort and recommend it to everyone. Reviewed on: 10th March 2021

Great company, simple to use!

A great idea, well designed, well run and easy to use! Savings made simple! Reviewed on: 10th March 2021

Easy to use with good interest rate

Easy to set up. Linked easily to my bank. Excellent interest rate. Helps you save Reviewed on: 10th March 2021

The future of banking

A great unobtrusive app that integrates into you life to help you save without stressing Reviewed on: 10th March 2021

Wow

Amazing unbelievable great beautiful Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from Daily Budget 4.35 from 8 reviews
Money transfer
from ACE Money Transfer 0.00 from 0 reviews
App
from Tandem 4.21 from 88 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub