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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

this app changed my life

Seriously, you probably need this app in your life. I know I certainly did. I have been a very good spender and a very poor saver all of my life. It took me a good wake up call to finally take my finances into my own hands and analyse my spending habits. The CHIP app watches my spending and whenever I spend less it moves this money to a savings account. This happens in such small amounts, in my case anyway, that I hardly notice, hence it does not hurt. ANd before I knew it I had savings! Me! Seriously, this has been a life changer for me! Thank you, CHIP. Reviewed on: 10th March 2021

First class savings app

I’ve never been really good at saving but I’ve now managed to save regularly thanks to Chip. It “chips” a bit of money from your bank account and puts it into a savings account. You never really notice the amount going from your bank account but you do notice how much you save within a short time. I’d highly recommend using this for your savings goals. Reviewed on: 10th March 2021

Chip off the old block

Easy to set up. Simple to deposit, easy saving targets and auto deposit means saving isn't hard Reviewed on: 10th March 2021

Easy and convenient

The app is simple to download and easy to just run in the background. Within a few months quite a lot of savings can add up. Reviewed on: 10th March 2021

Simple and effective

Easy to set up and takes the hassle away from saving. Reviewed on: 10th March 2021

Excellent way to save without knowing it

Chip is an excellent way to save up money without realising it. It has meant I can pay for Christmas presents, holidays, festival tickets, all without realising I am doing it. They also have some of hte best interest rates for flexible savings on the market. Currently I'm saving 1.25%. Reviewed on: 10th March 2021

Easy app to use

Very easy to set up and transfer in with good interest rate (all terrible at the moment!) Reviewed on: 10th March 2021

Trusting and uplifting experience.

At this time when economy has really suffered-chip has been a positive uplifting, and a trusting experience. Reviewed on: 10th March 2021

THE BEST THE EASIEST & GENEROUS

This savings app just couldn’t be easier. Generous interest rates too! I love it! One of the best out there! Reviewed on: 10th March 2021

Put it and forget about it

Great savings without having to think about it Reviewed on: 10th March 2021

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