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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Modern way to save

A modern easy way to save, control and adapt to life’s needs. Reviewed on: 10th March 2021

Great and easy app

Really enjoy the concept of the app. Its a great system and the great interest is also a massive plus! The auto saving feature is great too. Would recommend. Reviewed on: 10th March 2021

Fun easy to use application

This has too be one of the most fun fascinating easy to use apps to date Reviewed on: 10th March 2021

Great savings app

Love Chip. Invested with Chip since it started. Highly recommended. Reviewed on: 10th March 2021

Excellent way to save

Putting away what you know you can afford it really useful. It also helps how I plan to save and what to save for in advance. Overall My saving is much better planned because of Chip. So far I have saved for 3 holidays and for house renovations. Would highly recommend. Reviewed on: 10th March 2021

Saving made easy

Having a savings app was made easy with chip as it allowed me to actually have a savings plan that I can adapt and change to my own individual needs, with no access to a bank locally , being able to have quick easy access to my savings and money goals has helped to achieve a real saving like I have not being able to do before and I have introduced all of our 3 children to the benefits of saving in a digital age with a smart company that I have been with from early onset and they have embraced the new age of savings and the use of digital technology that is for today’s savers in this progressive and mobile younger generation as well as is older folks having access to other products and services direct form our phones Reviewed on: 10th March 2021

Teaching a generation how to save!

Chip has been ace for me (and a number of friends). 20 quid here and there is negligible and then before you know it you have £5k- something many millennial renters didn’t think would happen. The encouragement to make additional saves and the savings graphs makes using Chip addictive - great news for your balance! Reviewed on: 10th March 2021

Fun and easy to use app! Great for saving!

I've had Chip for a few months now and have found it any easy way to save, all while receiving a market-beating interest rate in return. I highly recommend it! Reviewed on: 10th March 2021

Decent returns compared with banks

I really enjoy the Chip app for my savings needs. It's really available, shows predicted interest and gives a date when amount will be paid to you. It is amazing how those pennies add up, AI is brilliant. Reviewed on: 10th March 2021

Good idea

Good ergonomic app, brilliant rates. Reviewed on: 10th March 2021

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