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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best saving app!

Easy interface with smart choices that takes the issue of self restraint out of the picture! Reviewed on: 10th March 2021

£ish 'n' CHIPS

Great app for saving regularly without fuss and with great rates. Reviewed on: 10th March 2021

Easy peasy!

I was recommended Chip by a friend and I was skeptical at first as it seemed too good to be true. I decided to go with it and saved a fiver which gained prospected interest straight away, turns out it was exactly the savings app I had been looking for! You can set your auto-save so that you’re putting away as much or as little as you want and just watch your money increasing. Saving money is just so easy! Reviewed on: 10th March 2021

Easy Saving

Chip is so easy to use and the auto save functionality helps you put away that little bit more. Plus you can turn off these features at any time you need. The Chip+1 account also offers great returns Reviewed on: 10th March 2021

Good interest

Not many provide such good interest without having to jump through hoops. Only wish it would be higher for more than just 5k Reviewed on: 10th March 2021

Easy and fun to use

Chip app is so easy to use and even makes saving fun Reviewed on: 10th March 2021

Excellent & Transparent

I was reviewing best ways to save with a quick return on interest. The app is transparent lets me know when I will get interest and I have managed to save using there savings help. Reviewed on: 10th March 2021

Customer focused and makes saving painless

I've been using Chip for years now and have used it to hit many savings goals both large and small. The people at Chip are very much community-focused and regularly consult a community forum about changes to chip and the direction the app is going. The option to invest saving through chip is on the horizon which is something I'm very excited about. Chip's helpdesk has always been very responsive and sorted any issues I've had without issues. Reviewed on: 10th March 2021

Saving made Smart

Chip’s saving app is challenging conventional ways of saving so that it is done in a more mathematically considered and enjoyable way. By calculating what I can save, as well as providing bonuses and opportunities to win money by making a deposit, I am psychologically more tuned towards saving and reaching my savings goals. The app is easy to use and should appeal to a wide range of users, although especially the younger generation. In a time when personal debt is increasing and more people do not have adequate savings, the appeal of saving needs to be increased and tech has so far not had a major unfulfilled role in this until apps like Chip have come around. Reviewed on: 10th March 2021

Easy and efficient savings app.

Easy to use and good service. The app is very informative and helps you save efficiently. Reviewed on: 10th March 2021

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