Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

View other Chip products

4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18447)

Easy and fun to use

Chip app is so easy to use and even makes saving fun Reviewed on: 10th March 2021

Excellent & Transparent

I was reviewing best ways to save with a quick return on interest. The app is transparent lets me know when I will get interest and I have managed to save using there savings help. Reviewed on: 10th March 2021

Customer focused and makes saving painless

I've been using Chip for years now and have used it to hit many savings goals both large and small. The people at Chip are very much community-focused and regularly consult a community forum about changes to chip and the direction the app is going. The option to invest saving through chip is on the horizon which is something I'm very excited about. Chip's helpdesk has always been very responsive and sorted any issues I've had without issues. Reviewed on: 10th March 2021

Saving made Smart

Chip’s saving app is challenging conventional ways of saving so that it is done in a more mathematically considered and enjoyable way. By calculating what I can save, as well as providing bonuses and opportunities to win money by making a deposit, I am psychologically more tuned towards saving and reaching my savings goals. The app is easy to use and should appeal to a wide range of users, although especially the younger generation. In a time when personal debt is increasing and more people do not have adequate savings, the appeal of saving needs to be increased and tech has so far not had a major unfulfilled role in this until apps like Chip have come around. Reviewed on: 10th March 2021

Easy and efficient savings app.

Easy to use and good service. The app is very informative and helps you save efficiently. Reviewed on: 10th March 2021

The best

Saved loads since joining . Excellent Reviewed on: 10th March 2021

The easiest and most simplistic was to save...

I have been good at saving throughout life but think this beauty is a super useful tool whether you're also good at saving or terrible... You don't miss the money! You get a notification each time it "steals" from you and maybe the first few times you rush to login to internet banking to make sure all is ok, quickly realising, it knows exactly what it's doing. Whether you need a few quid for a rainy day or desperate to go on a big family holiday you don't think you can afford, this apps for you. Easy to adjust settings as required to make your goals achievable... Brilliant! Reviewed on: 10th March 2021

Great service

Was a little sceptical moving into this type is banking/savings but Chip have had consistent band clear communication throughout. The app in itself has been fantastic to use and makes keeping track of money and saving goals more exciting rather than tedious. The company have provided a great service and I am a happy customer Reviewed on: 10th March 2021

Cheap as chips

Don’t know where I was going with that title but Chip really has helped me with my finances throughout lockdown and making sure I have a nice little pot for this rainy day (ironically it’s raining as I write this!). East to use and the updates they’ve been coming out with makes it easier and more sleek every time. Thanks Chip! Reviewed on: 10th March 2021

Simple, easy and market beating

The chip app is simple and easy to use, the live chat function is well responded too and the savings rates are market beating. What's not to like. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from Money Dashboard 4.91 from 1161 reviews
Mobile Wallet
from bibimoney 5.00 from 1 reviews
Spot app
from Spot 4.98 from 736 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub