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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Simple savings & great interest rate!

5
The Chip App is a wonderful addition to the world of savings. By taking the effort out of saving and automating this process, my own saving has sky-rocketed - with spare cash going into savings and earning interest rather than being wasted or left in current account limbo! Couldn’t recommend it more! Reviewed on: 10th March 2021

5* for Chip!

5
Chip has been so easy to use, the app is great and really easy to navigate unlike some high street bank apps which are not super modern. The return on Chip+1 for my savings is so much better than my high street bank so it’s a no brainier! Reviewed on: 10th March 2021

Brilliant Savings App

5
Easy to set up, easy to see and easy to set targets and then let it do its stuff on the background. I had something I had failed to save for so set a target and boom! Achieved without even realising it. Reviewed on: 10th March 2021

great savings rates

4
Good rates and a good AI to support auto saving Reviewed on: 10th March 2021

Savings

5
A good way of saving money for Christmas Reviewed on: 10th March 2021

Best saving app!

5
Easy interface with smart choices that takes the issue of self restraint out of the picture! Reviewed on: 10th March 2021

£ish 'n' CHIPS

5
Great app for saving regularly without fuss and with great rates. Reviewed on: 10th March 2021

Easy peasy!

5
I was recommended Chip by a friend and I was skeptical at first as it seemed too good to be true. I decided to go with it and saved a fiver which gained prospected interest straight away, turns out it was exactly the savings app I had been looking for! You can set your auto-save so that you’re putting away as much or as little as you want and just watch your money increasing. Saving money is just so easy! Reviewed on: 10th March 2021

Easy Saving

5
Chip is so easy to use and the auto save functionality helps you put away that little bit more. Plus you can turn off these features at any time you need. The Chip+1 account also offers great returns Reviewed on: 10th March 2021

Good interest

4
Not many provide such good interest without having to jump through hoops. Only wish it would be higher for more than just 5k Reviewed on: 10th March 2021

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