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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Brilliant

5
So easy to set up and use and easily the best way to save money by far. Reviewed on: 10th March 2021

A savings app that just works

5
Chip have been making huge strides with their product and have made saving simple. It truly is a set it and forget it experience once you're up and running if you want it to be or you can delve in and set goals and be more hands on. A beautiful, simple UI keeps you in full control and with their latest investments offering, it seems they are going to be shaking up the existing offerings in the sector and showing what a modern solution should be. Its worth the tiny subscription price to have their algorithm working it's magic and figuring out what you can afford to put away. Reviewed on: 10th March 2021

Great little savings app!

4
It's a great savings app, which is easy to use and has allowed me to save without even feeling it. The customer service is great, and even when I have had an issue the response time and help that I've received was awesome. I've recommended it to family and I'm happy to say I'm on course for that deposit for my first home. Keep up the good work! Reviewed on: 10th March 2021

Simplicity at its finest

5
Such a great app that I cannot recommend enough! Reviewed on: 10th March 2021

Best Saving Rate

4
Currently offering best saving rate in the current market. Reviewed on: 10th March 2021

Great app

5
Best savings rate on the market and an easy to navigate app. With the introduction of investment accounts it will be even better. Reviewed on: 10th March 2021

No brainer

5
Market leading savings interest, a simple to use app with an algorithm to help you save - you are always in complete control, that allows you to save without any effort on your behalf. Investment opportunities on the horizon too. In short an innovative, progressive organisation that helps spenders to become savers painlessly. Reviewed on: 10th March 2021

Good rate of interest

5
Easy to set up and use with choice of automatic or fully manual transactions. Staff on web chat are knowledgeable and helpful. Good rate of interest with instant access, albeit only on a limited sum. There is nothing not to like. Reviewed on: 10th March 2021

So easy to use

5
Chip makes it so easy to save money Reviewed on: 10th March 2021

Great way to save without even noticing!

5
I recommend Chip to everyone that will listen! It's a great little app and really helps you save a lot without even noticing it's happening. Reviewed on: 10th March 2021

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