Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Easy easy

5
Straight forward and easy to set up Reviewed on: 10th March 2021

Easy to use

4
Great rates, good customer service Reviewed on: 10th March 2021

Easy does it

5
The best thing about the chip app, besides the advantages of their auto savings which is really clever, is the sheer ease of use - nothing was difficult, everything was looked after, and yet you feel in control of the whole process. Reviewed on: 10th March 2021

Easiest way to save

5
Fun, informative and user friendly app that simplify saving Reviewed on: 10th March 2021

Very easy to use

5
Easy to use and helps me save on a regular basis. Reviewed on: 10th March 2021

Easy drip-feed savings

5
A great way to save money without even really noticing or feeling like you need to make any sacrifices. Reviewed on: 10th March 2021

The only way I have ever saved money

5
I have used Chip for three years now and it has revolutionised the way I save money. I have never been able to save before, it was always too tempting to transfer funds back to my account. With Chip though I have been able to easily put away affordable monthly amounts and have been amazed at the amount it has grown in to. Absolutely amazing and easy access if you do need to withdraw any, however because of the smart algorithm I have never been in a position where I've been left short. Reviewed on: 10th March 2021

Simple and easy to use

5
I like the app a lot, it is easy to use and very clear in its communication Reviewed on: 10th March 2021

Saving without effort

5
Great way to save money without really trying. Very modern way to accumulate! Reviewed on: 10th March 2021

All good

5
Takes a bit of getting used to someone removing money from your account every week or so but the savings rewards speak for themselves. Money you don’t miss soon adds up when you stick it away. Chip have been great no problems at all. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products