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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great app

5
Best savings rate on the market and an easy to navigate app. With the introduction of investment accounts it will be even better. Reviewed on: 10th March 2021

No brainer

5
Market leading savings interest, a simple to use app with an algorithm to help you save - you are always in complete control, that allows you to save without any effort on your behalf. Investment opportunities on the horizon too. In short an innovative, progressive organisation that helps spenders to become savers painlessly. Reviewed on: 10th March 2021

Good rate of interest

5
Easy to set up and use with choice of automatic or fully manual transactions. Staff on web chat are knowledgeable and helpful. Good rate of interest with instant access, albeit only on a limited sum. There is nothing not to like. Reviewed on: 10th March 2021

So easy to use

5
Chip makes it so easy to save money Reviewed on: 10th March 2021

Great way to save without even noticing!

5
I recommend Chip to everyone that will listen! It's a great little app and really helps you save a lot without even noticing it's happening. Reviewed on: 10th March 2021

Easy functional app

5
This savings app is very clear and easy to use with good interest offered, nice to be able to name your savings goals Reviewed on: 10th March 2021

No brain save

5
Great app to download and forget as it runs seamlessly in background helping those who save who feel saving is beyond them. Reviewed on: 10th March 2021

Brilliantly simple amazingly effective

5
CHIP has revolutionised how I save. I would not have saved as much as I have if it was not for CHIP. The autosaves on the AI are great and the 1.25% . The app is elegant sophisticated and easy to use. A winner. Reviewed on: 10th March 2021

Excellent

5
Really simple to use, quick and efficient Reviewed on: 10th March 2021

Good savings app

5
I like Chips savings app as it uses auto savings I don't even notice the money taken from my current account and my Chip account sum total builds up quickly without me realizing it. Reviewed on: 10th March 2021

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