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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy drip-feed savings

A great way to save money without even really noticing or feeling like you need to make any sacrifices. Reviewed on: 10th March 2021

The only way I have ever saved money

I have used Chip for three years now and it has revolutionised the way I save money. I have never been able to save before, it was always too tempting to transfer funds back to my account. With Chip though I have been able to easily put away affordable monthly amounts and have been amazed at the amount it has grown in to. Absolutely amazing and easy access if you do need to withdraw any, however because of the smart algorithm I have never been in a position where I've been left short. Reviewed on: 10th March 2021

Simple and easy to use

I like the app a lot, it is easy to use and very clear in its communication Reviewed on: 10th March 2021

Saving without effort

Great way to save money without really trying. Very modern way to accumulate! Reviewed on: 10th March 2021

All good

Takes a bit of getting used to someone removing money from your account every week or so but the savings rewards speak for themselves. Money you don’t miss soon adds up when you stick it away. Chip have been great no problems at all. Reviewed on: 10th March 2021

Brilliant

So easy to set up and use and easily the best way to save money by far. Reviewed on: 10th March 2021

A savings app that just works

Chip have been making huge strides with their product and have made saving simple. It truly is a set it and forget it experience once you're up and running if you want it to be or you can delve in and set goals and be more hands on. A beautiful, simple UI keeps you in full control and with their latest investments offering, it seems they are going to be shaking up the existing offerings in the sector and showing what a modern solution should be. Its worth the tiny subscription price to have their algorithm working it's magic and figuring out what you can afford to put away. Reviewed on: 10th March 2021

Great little savings app!

It's a great savings app, which is easy to use and has allowed me to save without even feeling it. The customer service is great, and even when I have had an issue the response time and help that I've received was awesome. I've recommended it to family and I'm happy to say I'm on course for that deposit for my first home. Keep up the good work! Reviewed on: 10th March 2021

Simplicity at its finest

Such a great app that I cannot recommend enough! Reviewed on: 10th March 2021

Best Saving Rate

Currently offering best saving rate in the current market. Reviewed on: 10th March 2021

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