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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great app and interest rate!

This app makes saving super easy and gives you a great interest rate! I’m really happy with my account so I recommend others to have a look! Reviewed on: 10th March 2021

Save without realising

Since Chip, I managed to save enough to feel happy that I have a good size buffer of money for various house needs. The most important thing is that I don't even notice that I am saving. Everything is seamless and straightforward forward, just the way banking should be. Chip is amazing. Reviewed on: 10th March 2021

They make savings sweeter than honey

Able to manage savings to help me pay off my debts and save towards holidays and other projects. Reviewed on: 10th March 2021

Simple and easy to use savings app.

Good to use the savings app to do banking without having to go into the branch or the need to call the bank. There are so many choices on the saving apps and even an option to create saving goals. Reviewed on: 10th March 2021

Quality Product, Highly Recommend

Been using chip since it was released, forward thinking, great service, constantly improving Reviewed on: 10th March 2021

Easy and organised

I love organising and having different things to save towards and goals that I can see completed is amazing! Plus love the autosaves Reviewed on: 10th March 2021

Easy savings

Easy to open app, simple to administer and credit money to your account. All at a touch of a button and pays an good interest rate.. What more could you want! Reviewed on: 10th March 2021

An easy and convenient way to save

With the best interest rate available at the moment, Chip is the clear favourite to drip-feed your savings into. Reviewed on: 10th March 2021

best interest rate for easy access savings

1.25% return on your savings, very good rate Reviewed on: 10th March 2021

Chip's Away

I first heard of chip through the MSE website and was sceptical about it at first, however once i started to use it my opinion changed. its a fantastic app that has allowed me to save over £3k so far, i even allowed it access to my bank account which i was also sceptical about. once allowed i realised that i had nothing to fear, so far so good and im £3k richer in principle Reviewed on: 10th March 2021

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