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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Excellent, easy, great rate

Love CHIP. East to set up, great savings rate beats all the competitors and the customer service is excellent. Would highly recommend. Reviewed on: 10th March 2021

Simple, modern banking

Love Chip! It's such an easy, user friendly app that helps you save without even having to think about it. Plus the interest rates are an absolute winner! Reviewed on: 10th March 2021

easy to use

a great app that is easy to use Reviewed on: 10th March 2021

Great open approach to banking in the background,

Positive, non-intrusive but effective model for background banking - saves while I’m thinking and doing other stuff Reviewed on: 10th March 2021

Great app, saves me money without noticing,

Also the +1 savings account allows me to gain at least some interest in the dire banking landscape Reviewed on: 10th March 2021

Great returns on savings

Great rate of return on savings. Would definitely recommend. Reviewed on: 10th March 2021

Intuitive, simple and helpful

I’ve been using Chip for a few months now and the whole process from creating an account through to maintenance of the account is so straightforward and simple. The algorithm that sits behind their auto-calc is made to feel non-complex to the end user and is so sensible. I would (have) recommend it to others like me who wish to not have to think too much about finances whilst at the same time making them work for you! Thanks, Chip. Reviewed on: 10th March 2021

Savings

CHIP is good for autosaving, you can build up a nice savings pot without noticing the money gone! just be careful on charges as there are certain thresholds for charges. Reviewed on: 10th March 2021

Great saving app

I really like this app and would highly recommend. The auto save function is amazing you will save money without even knot it. Reviewed on: 10th March 2021

Easiest way to save money without lifting a finger

The ability to “drip feed” small amounts of “unnoticed” cash from my current account to savings is what makes this the perfect app. If it was left to me to transfer every month, I wouldn’t do it. If I had a standing order of the same amount every month, it wouldn’t work as each month is different. CHIP’s AI automatically selects how much I can afford to save, without me noticing, and doing it all for me. Perfect Reviewed on: 10th March 2021

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