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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Simple savings

So easy to setup savings - I wonder why the big banks can’t/won’t do it ? Reviewed on: 10th March 2021

Such a great way to save money

I've saved so much with chip as it takes small amounts of money from my bank that I don't notice but it accumulates quickly over time. So happy I installed it Reviewed on: 10th March 2021

Excellent, accessible and friendly

Really glad I started saving with Chip and then started investing in them. They are on a mission to making investing accessible for all and that translates well for someone like me who doesn’t speak the financial lingo. I feel I’m in safe hands with Chip. Reviewed on: 10th March 2021

Good Auto saving app for the people who can't save on their own

The only problem with CHIp is it is not very user friendly. I can't transfer my own saving in CHip into another CHip account. It would be much more easier if we could change the bank card details and not to speak to CHIp everytime we have an issue. Reviewed on: 10th March 2021

Simple, straightforward and modern savings app with great benefits

I’ve saved in the past but this app takes on the process for you by deciding what amounts you can afford to put away every week. It’s easy to adjust if you want to stop a save or withdraw. Reviewed on: 10th March 2021

Easy to use and best interest rates

I just find the app easy to use understand and has the best savings rates I can find Reviewed on: 10th March 2021

Excellent

Fantastic concept and so easy to use Reviewed on: 10th March 2021

Simple saving

I’m terrible with money, savings wise but Chip makes it easy, filtering off little amounts every few days so you don’t even notice you’re making savings. Reviewed on: 10th March 2021

Amazing experience

Great customer support and benefits. Easy app and one of the best interest rates Reviewed on: 10th March 2021

Easiest way to save... Ever

I signed up for chip about 6 months ago with a view to saving towards a deposit. They have so many options like “payday put away”, tailored auto-saves and easy depositing and withdrawing. As someone who never saves, this was such a useful tool. I opted to save at level 5, the highest plus a payday put away. Honestly, it has encouraged me to live more frugally without really noticing and I have somehow managed to save 5k that I didn’t even know I could do! It’s made such a huge difference to reaching my home ownership goals and I couldn’t/wouldn’t have done this without chip. I love it. Reviewed on: 10th March 2021

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