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Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

No 1

5
Brilliant save without realising it Reviewed on: 10th March 2021

easy to use and save and a great interest rate.

5
easy to use and save and a great interest rate. At times when the interest rates are plummeting, its great to be able to save a few ££s either as a regular amount or by the auto save Reviewed on: 10th March 2021

Quick and Easy saving

5
I love chip, it’s brilliant, easy to save and the interest rate is fantastic Reviewed on: 10th March 2021

Savvy saver for the financially flummoxed

5
This app has helped me save thousands, and I haven’t felt the pinch at all. Easy access, automatic, intelligent saves; for someone who thought ‘I don’t earn enough to save’, this subtle saving method has been a life-changer. Reviewed on: 10th March 2021

Great platform for saving

4
A great platform for saving as it gives one of the highest interest rates for a saving account compared to high street banks or building societies. Reviewed on: 10th March 2021

Easy to use & great rates

5
Chip was recommended in the Money Saving Expert newsletter so I had a look. I have found the app to be very straightforward and at 2.5% the rates are great. I recommended it to my friend who is now using it as well. Top marks all round. Reviewed on: 10th March 2021

Best savings app ever

5
Chips AI function has been a real great service. It has taken the hard work out of saving. It moves small amounts little and often which has allowed me to finally have savings and a rainy day fund. The are always working hard to develop and offer new services and functions to make are money work harder which is great. Reviewed on: 10th March 2021

Amazing

5
Great, easy to use, great interest rates Reviewed on: 10th March 2021

Finding it easy

4
It's a very easy app to use and it's mounting up the savings. Waiting in anticipation of the interest coming through. Reviewed on: 10th March 2021

Chips easy saving app

5
Saving with Chips AI app is so convenient, and also comes with a very competitive interest rate Reviewed on: 10th March 2021

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