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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy to use!

Chip is a great app that is very user friendly. The interest rate is higher than many others offered at the moment. I look forward to them growing and being able to add multiple bank accounts to the app. Reviewed on: 10th March 2021

Effortless Saving

I've always struggled to save money consistently and the dream of owning my own house has always seemed well out of reach. However, since I've started using Chip, the smart auto-saving feature has meant that I've been able to save a sizable chunk without me even realising or doing any work! I feel like my savings goals are well within reach now. Thank-you Chip! Reviewed on: 10th March 2021

Easy to Save

The Chip app is easy to navigate and to view your savings, including the bonus amount and when it will be paid. It makes it easy to save a regular amount based on your risk level and other criteria such as minimum bank account amount. When you are know you cannot save for any reason, you can skip the automatic saving function. I recommend Chip due to the visibility of what I have saved and that I can set up a regular, automatic savings plan. Reviewed on: 10th March 2021

Works for you

An excellent savings app that you can just forget about and all of a sudden there’s more in the savings than you would expect. An easy way to save. Reviewed on: 10th March 2021

Easy, great savings!

Really enjoy using Chip, easy to use and save money simply. Love the user interface and like the email communications. Reviewed on: 10th March 2021

The future of saving

Chip is a fun and smart way of saving. You can leave all the hard work to the algorithm and feel confident that you can afford your savings. I am excited and have high hopes for their latest service to make investing accessible to everyone. Reviewed on: 10th March 2021

Easy to use

Easy to use with lots of different saving options to choose from based on what works for you. Such as automatic AI saving, Pay-Day saving and one-off deposits. Reviewed on: 10th March 2021

Saving without even realising

Before Chip I used to try and save each month and ended up with no money left at the end of the month. Now through using the autosave function it means I don't need to put aside a lump some in one go and allows me to keep better track of my finances whilst still saving more per month than I have previously. Not having to think about saving and just letting it happen makes the process so much easier. This improved money management on my part as a result of chip has meant that at times I haven't even had to dip into my Chip account for the holidays I intended to use it for. Benefits all round from my point of view. Reviewed on: 10th March 2021

Handy way to save each month!

I’ve used the totally free account and more recently moved to the interest account with Chip, I have found this app a great way to make many small saves here and there without worrying about going into the red. Any required support has been dealt with quickly and efficiently. I would recommend this product and company to any friends and family!! Reviewed on: 10th March 2021

A savings app that preserves the value of your investment

Simple, straight forward app that’s class leading when other savings app’s can’t cut the mustard. Reviewed on: 10th March 2021

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