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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Wow

5
Always wanted to save more but was forgetful in transferring the money but with Chip that worry and stress is taken away making such a convenient way to save. Thank crunch. Reviewed on: 10th March 2021

So easy!

5
So easy to set-up and then there’s nothing more to do. They work out what you can afforded to save and move the money for you. Reviewed on: 10th March 2021

Great app which only gets better

5
From the inception of Chip it's been clear that this app was a fundamental next step for savings accounts. Over the years the app has developed it's features further to make it's features customisable and more rewarding. This is about to reach a new era with the introduction of stock investing coming soon. Reviewed on: 10th March 2021

Great Savings App

5
Really pleased I found Chip, I love the autosave element as it forces me to save without having to think about it. I’d definitely recommend this app to friends and family. Reviewed on: 10th March 2021

Brilliant

5
Easy to use app that enables you to save without noticing Reviewed on: 10th March 2021

Simple savings

5
So easy to setup savings - I wonder why the big banks can’t/won’t do it ? Reviewed on: 10th March 2021

Such a great way to save money

5
I've saved so much with chip as it takes small amounts of money from my bank that I don't notice but it accumulates quickly over time. So happy I installed it Reviewed on: 10th March 2021

Excellent, accessible and friendly

5
Really glad I started saving with Chip and then started investing in them. They are on a mission to making investing accessible for all and that translates well for someone like me who doesn’t speak the financial lingo. I feel I’m in safe hands with Chip. Reviewed on: 10th March 2021

Good Auto saving app for the people who can't save on their own

3
The only problem with CHIp is it is not very user friendly. I can't transfer my own saving in CHip into another CHip account. It would be much more easier if we could change the bank card details and not to speak to CHIp everytime we have an issue. Reviewed on: 10th March 2021

Simple, straightforward and modern savings app with great benefits

5
I’ve saved in the past but this app takes on the process for you by deciding what amounts you can afford to put away every week. It’s easy to adjust if you want to stop a save or withdraw. Reviewed on: 10th March 2021

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