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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use and best interest rates

I just find the app easy to use understand and has the best savings rates I can find Reviewed on: 10th March 2021

Excellent

Fantastic concept and so easy to use Reviewed on: 10th March 2021

Simple saving

I’m terrible with money, savings wise but Chip makes it easy, filtering off little amounts every few days so you don’t even notice you’re making savings. Reviewed on: 10th March 2021

Amazing experience

Great customer support and benefits. Easy app and one of the best interest rates Reviewed on: 10th March 2021

Easiest way to save... Ever

I signed up for chip about 6 months ago with a view to saving towards a deposit. They have so many options like “payday put away”, tailored auto-saves and easy depositing and withdrawing. As someone who never saves, this was such a useful tool. I opted to save at level 5, the highest plus a payday put away. Honestly, it has encouraged me to live more frugally without really noticing and I have somehow managed to save 5k that I didn’t even know I could do! It’s made such a huge difference to reaching my home ownership goals and I couldn’t/wouldn’t have done this without chip. I love it. Reviewed on: 10th March 2021

Easy to use!

Chip is a great app that is very user friendly. The interest rate is higher than many others offered at the moment. I look forward to them growing and being able to add multiple bank accounts to the app. Reviewed on: 10th March 2021

Effortless Saving

I've always struggled to save money consistently and the dream of owning my own house has always seemed well out of reach. However, since I've started using Chip, the smart auto-saving feature has meant that I've been able to save a sizable chunk without me even realising or doing any work! I feel like my savings goals are well within reach now. Thank-you Chip! Reviewed on: 10th March 2021

Easy to Save

The Chip app is easy to navigate and to view your savings, including the bonus amount and when it will be paid. It makes it easy to save a regular amount based on your risk level and other criteria such as minimum bank account amount. When you are know you cannot save for any reason, you can skip the automatic saving function. I recommend Chip due to the visibility of what I have saved and that I can set up a regular, automatic savings plan. Reviewed on: 10th March 2021

Works for you

An excellent savings app that you can just forget about and all of a sudden there’s more in the savings than you would expect. An easy way to save. Reviewed on: 10th March 2021

Easy, great savings!

Really enjoy using Chip, easy to use and save money simply. Love the user interface and like the email communications. Reviewed on: 10th March 2021

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