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Chip: Savings App reviews

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4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Great savings account

5
Really helps to save and so nice to be rewarded for saving Reviewed on: 10th March 2021
Kirsty's avatar
Kirsty

Excellent savings app

5
Have been with Chip since it was founded. Been a great help with saving without having to think about it. Now offering market leading rates and investment opportunities. Cares for its customers and continues to strive to offer the best service. Reviewed on: 10th March 2021
Margaret Hagon 's avatar
Margaret Hagon

Best and easiest to use savings app!

5
Chip has allowed me to save 1000s over the past couple of years that I wouldn’t have otherwise. It takes an amount based on your current balance ensuring it won’t be felt. The savings I barley noticed coming out and they amounted to huge figures which went towards a once in a life time holiday to Vegas and now saving for a house! Would totally recommend to everyone even if not saving for anything in particular as it makes a huge difference to how much money you have! Reviewed on: 10th March 2021
Maria's avatar
Maria

No brainer

5
As the title says, it's a no brainer. Simple, easy to set up and chip does the rest! I certainly wouldn't have saved almost 4k in a year myself! Huge thankyou chip for making it possible Reviewed on: 10th March 2021
Michelle 's avatar
Michelle

Great for saving

5
Easy to use, chips away into a saving account allowing us to save without knowing it. Reviewed on: 10th March 2021
DuncC's avatar
DuncC

Easy way to save money

5
Chip makes it very easy to save money through their app and also means you can check up on your funds easily and quickly via the app. Reviewed on: 10th March 2021
Seamus's avatar
Seamus

Top savings app with great UI

5
Chip's savings AI is fantastic and helps me to put money aside each month without really noticing. The app offers a seamless user experience and the rates on their Chip+1 account are market leading. A great, innovative company with a bright future. Reviewed on: 10th March 2021
Rob's avatar
Rob

So easy to use!

5
Chip is super easy to use. You link your bank account and Bob’s you uncle, it’s all sorted for you! Couldn’t recommend Chip more. Reviewed on: 10th March 2021
kevinhuk's avatar
kevinhuk

Easy way to save

4
For free have a saving account with 1.25% interest on up to £2000, or £1.50 every 28 days on upto £5000. With paying version set up the AI to move money from your bank into saving without you feeling the saving but getting the benefit of saving towards a goal. Does take 3 working days for the money to register into Chip and a slight delay in the money being withdrawn but with planning no issues there. Reviewed on: 10th March 2021
Savingsplus's avatar
Savingsplus

The simplest, easiest, best way to save money, painlessly!

5
The automatic savings make sure I pay myself regularly but never leave me short whereas before Chip i struggled to put away anything. Chip calculates how much I can afford to stash away and I've never missed any of the money the AI saves. Its amazing. The +1 rate is unbeatable too. Highly recommend. Reviewed on: 10th March 2021
Alex's avatar
Alex

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