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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Silent life changer

This is honestly one of the best apps created. I am now £5k+ in savings without even noticing just be letting this app work in the background over the last 2 years. Superb! Reviewed on: 10th March 2021

Fantastic app for saving without thinking

Set it up, let it roll. Have saved thousands over the last few years and I haven't had to lift a finger. Never once has it taken more than it ought and I'm always left surprised by how quickly my savings pot grows without the hassle of squirrelling away lump sums. Best of all is that they have the best rate on the market at 1.25%. All in all a no-brainer. Reviewed on: 10th March 2021

Intelligently helps you save

Easy to use app that helps you save by putting away money that AI doesn’t think you need. A few different accounts to choose from to earn interest in savings. Clever additional tools like payday put away and goals help make the saving even better. Very excited for investments to launch! Highly recommend this app. Trustworthy and reliable. Reviewed on: 10th March 2021

Easy Saving Done For You

Easy saving done via a smart algorithm. Ingenious & in 3 years I've saved almost £21K (to save us when my husband was made redundant!) Reviewed on: 10th March 2021

Changing the way I think about savings

Chip stood out from other digital saving apps for me because of their continual investment in new features, change and innovation. I’ve recommended chip to many of my friends and colleagues as the best way to save without having to think about the amount each month. Can’t wait to see what new products they bring out next. Reviewed on: 10th March 2021

Savings App

Very easy to set-up, market leading return on small/easy access savings pot. Reviewed on: 10th March 2021

Anyone can save

If you’re finding saving hard, you can’t budget, always in the red etc...try chip, you can tailor saving levels to suit you, start small, it goes a long way and Chip will support you every step of the way.. Reviewed on: 10th March 2021

Easy to use with good savings

Really enjoyed using this app. Has a friendly interface and was easy to set up and start making savings. Have been able to make savings without noticing. Reviewed on: 10th March 2021

Easy savings

Very simple to use and easy to save more than I would do normally Reviewed on: 10th March 2021

Great product

Chip helps me save every day without realising it. It conveniently saves for me, all the time with no hassle and only what I can afford. Then when I look, I've already saved money! it's great! Reviewed on: 10th March 2021

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