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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

The future of saving

Chip is a fun and smart way of saving. You can leave all the hard work to the algorithm and feel confident that you can afford your savings. I am excited and have high hopes for their latest service to make investing accessible to everyone. Reviewed on: 10th March 2021

Easy to use

Easy to use with lots of different saving options to choose from based on what works for you. Such as automatic AI saving, Pay-Day saving and one-off deposits. Reviewed on: 10th March 2021

Saving without even realising

Before Chip I used to try and save each month and ended up with no money left at the end of the month. Now through using the autosave function it means I don't need to put aside a lump some in one go and allows me to keep better track of my finances whilst still saving more per month than I have previously. Not having to think about saving and just letting it happen makes the process so much easier. This improved money management on my part as a result of chip has meant that at times I haven't even had to dip into my Chip account for the holidays I intended to use it for. Benefits all round from my point of view. Reviewed on: 10th March 2021

Handy way to save each month!

I’ve used the totally free account and more recently moved to the interest account with Chip, I have found this app a great way to make many small saves here and there without worrying about going into the red. Any required support has been dealt with quickly and efficiently. I would recommend this product and company to any friends and family!! Reviewed on: 10th March 2021

A savings app that preserves the value of your investment

Simple, straight forward app that’s class leading when other savings app’s can’t cut the mustard. Reviewed on: 10th March 2021

Silent life changer

This is honestly one of the best apps created. I am now £5k+ in savings without even noticing just be letting this app work in the background over the last 2 years. Superb! Reviewed on: 10th March 2021

Fantastic app for saving without thinking

Set it up, let it roll. Have saved thousands over the last few years and I haven't had to lift a finger. Never once has it taken more than it ought and I'm always left surprised by how quickly my savings pot grows without the hassle of squirrelling away lump sums. Best of all is that they have the best rate on the market at 1.25%. All in all a no-brainer. Reviewed on: 10th March 2021

Intelligently helps you save

Easy to use app that helps you save by putting away money that AI doesn’t think you need. A few different accounts to choose from to earn interest in savings. Clever additional tools like payday put away and goals help make the saving even better. Very excited for investments to launch! Highly recommend this app. Trustworthy and reliable. Reviewed on: 10th March 2021

Easy Saving Done For You

Easy saving done via a smart algorithm. Ingenious & in 3 years I've saved almost £21K (to save us when my husband was made redundant!) Reviewed on: 10th March 2021

Changing the way I think about savings

Chip stood out from other digital saving apps for me because of their continual investment in new features, change and innovation. I’ve recommended chip to many of my friends and colleagues as the best way to save without having to think about the amount each month. Can’t wait to see what new products they bring out next. Reviewed on: 10th March 2021

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