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Chip: Savings App reviews

View other Chip products
4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Nice and easy app to use

5
Great interface, helps with savings and some great products too Reviewed on: 10th March 2021
M Corlett's avatar
M Corlett

Unethical business

2
Chip was off to a great start, but then started to mess with its customers since late 2020/ early 2021. Chip heavily advertised the Chip+1 account (which promised 1.25% interest on up to £5,000). However, after customers have shared this with their friends & families and signed up (you need to bring a “+1” to join), they unilaterally enrolled everyone into their “Chip AI” trial without their consent. Chip then forced everyone (who were still within their free trial) into paying the subscription of £1.50 per 28 days by updating their T&Cs. Alternatively, customers can manually downgrade from “Chip AI” to “Chip Lite” but only earn 1.25% interests on up to £2,000. Chip has managed to make a simple product so convoluted. I am also worried that they are also misleading its customers with their bait advertising & automatically enrolling their customers into a higher plan. I will be closing my Chip account soon. Reviewed on: 10th March 2021
Ron's avatar
Ron

Easy saving machine

5
The chip app is amazing and so easy to save on their with its very smart algorithm. I don't even notice the money going! The staff members are amazing as well and I fully support the business Reviewed on: 10th March 2021
RICHIE O's avatar
RICHIE O

Easy to ise

5
App is laid out in a way that is easy to use and understand. The AI makes saving effortless but is customisable to how fast you want to save Reviewed on: 10th March 2021
MaryH's avatar
MaryH

Simple and easy.

5
Does what it says on the tin in a unique way! Reviewed on: 10th March 2021
Immy Tantam's avatar
Immy Tantam

Easy, hassle-free way to save

5
I am not the best conscious saver and have been using Chip for 2 years now, linked to my current account and the auto saves and payday payment options have helped me save money I would have otherwise squandered. Can't recommend them highly enough. Reviewed on: 10th March 2021
Max's avatar
Max

Easy peasy savings

4
Savings had never been so rewarding and simple! Reviewed on: 10th March 2021
stephanie smith's avatar
stephanie smith

Great app , withdrawals take a while

4
Quick and easy to set up , great bonuses, withdrawals do take 3/4 days Reviewed on: 10th March 2021
jordyboycarver@aol.com's avatar
[email protected]

Chip savings app

5
This app has transformed my way of saving a simple process to sign up and allow the app to work it’s magic this app has allowed me to save for various personal goals and I would recommend to everyone , a very informative company that values its customers feedback too Reviewed on: 10th March 2021
Wayne Butler's avatar
Wayne Butler

Easy to use and very intuitive!

5
Handy little app that is easy to use and pays a good interest! Have recommended to some friends and family too. Well worth getting! Reviewed on: 10th March 2021
Tomw's avatar
Tomw

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