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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18447)

Build savings without noticing

What a great little app! You can build up a decent amount of savings without even noticing that you're doing it! Reviewed on: 10th March 2021

Best around

Been using Chip for almost 4 years and I've become so much more conscious of my finances and savings in that time. I've recommended to friends and family who often struggle to save money and all have become regular uses Reviewed on: 10th March 2021

Good interest rates

Easy to use, good app, good bonus rates Reviewed on: 10th March 2021

Chips with every saving!

Have used Chips for over a year now and found it an excellent way to tackle the challenge of target saving with security,flexibility,incentives and interest... what's not to like!? More Chips please!! Reviewed on: 10th March 2021

Fantastic savings app, best around

So easy to use, great perks and benefits, good all rounder! So happy my sister introduced me to the app.. I love it Reviewed on: 10th March 2021

A little gem

Chip makes saving money so easy I almost don't have to think about it. Because the AI knows the right amount to save I'm never in danger of being left short. To top it off they have the best interest rate for my savings anywhere Reviewed on: 10th March 2021

Simple and effective

Chip makes it so simple to save regularly, just set up and forget, you save what you can afford automatically and before long you have a nice little pot saved up. Reviewed on: 10th March 2021

Loving the AI on auto saving

Joined Chip right at the start and saved loads from it. The AI auto save helps no end . Reviewed on: 10th March 2021

Great Services

Always available to answer any questions. Communication fantastic. Money is readily available. Wouldn't save with anyone else. It's a pity that other companies don't run as well Chip. Highly recommend. Reviewed on: 10th March 2021

What can I say? Seriously!

Being one of those "ill do it later" people, I was always saying "ill move some money into savings on pay day"! Did I? No I didn't. Ever. This little app and a couple of minutes of your time is a brilliant way to avoid your non saving,like me. I love the auto save function as I know that money will be squirreled away into my pot without me thinking about it. It has proved an absolute godsend on occasion. Knowing there is always something there for a rainy day and lets face it, we all have plenty of those! I love that you can amend the amount it suggests if you wish, pause if you wish and the fact that it generally looks to see what you can AFFORD to put away at that time. I can't tell you how many people I've recommended Chip too, how many have joined in abs how often I sing its praises! But its just so worth it. Brilliant. Just Brilliant Reviewed on: 10th March 2021

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