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Chip: Savings App reviews

View other Chip products
4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Making it easy to do the right thing.

5
Chip has made it easy for me to save a significant sum; money that might otherwise have been spent on meaningless trinketry. And I’m now earning 1.25% on that money. What’s not to like!! Reviewed on: 10th March 2021
Mark's avatar
Mark

Chip and easy way to manage your money

5
Very easy to save with the Chip app. They assess what’s affordable for you and save that amount. You can say no if you don’t want to. I have saved a lot without even noticing! Reviewed on: 10th March 2021
Prakash Ross's avatar
Prakash Ross

A simple and fun way to save

5
Excellent user interface that is easy to use. Saving AI works out just the right amount of money to save. I'm actually enjoying saving money..... Reviewed on: 10th March 2021
Chris's avatar
Chris

Innovative and welcome

4
A new type of product to me, the Chip autosave is a clever way of getting you to save more Reviewed on: 10th March 2021
John's avatar
John

Awesome app

5
Love this app! Managed to save over £2,000 in a year & don’t notice it going out my bank account. Highly recommend Reviewed on: 10th March 2021
Lynn21 's avatar
Lynn21

Taking control of your money

5
I have been saving with CHIP from the start and have enjoyed watching them grow alongside providing greater saving power and incentive me. There communication is easy, positive and supportive and this is important to me. The product itself has enabled me to save for particular goals many times and with the new ChipA1 investment saving I am now earning a competitive rate on my savings which are more important now than ever. They are very clear when they introduce new aspects of the app and have consulted with me and others many times regarding its suitability, before launching it live, so I feel very much personally invested in this company as I feel valued as a customer. Reviewed on: 10th March 2021
Stella Carmichael's avatar
Stella Carmichael

Easy to use

5
Handy little app, I am using at the moment to earn some interest but I can see how useful it could be for helping folks save for a special something Reviewed on: 10th March 2021
HelenM's avatar
HelenM

Good company, good rates good communication

4
Good company, good rates good communication - have recommended to friends Reviewed on: 10th March 2021
Roozy11's avatar
Roozy11

Great Auto Saving app

5
Chip is a great auto Saving app, that helps you save automatically with their AI powered software and it's great to see my saving grow each week without having a pinch. Reviewed on: 10th March 2021
Alroy's avatar
Alroy

Impeccable service/app

5
I have had chip for a little over a year now and it has been the most convenient and simple app to use for saving money. The automatic saves are always well calculated so that they do not impact my finances but enough that I'm able to save well. Overall, I would (and have) recommended chip to everyone as it really is a great app. Reviewed on: 10th March 2021
Anthony's avatar
Anthony

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