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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Good rate but slow to get and retrieve

4
Good rate but slow to get and retrieve Reviewed on: 10th March 2021
PaulChelt's avatar
PaulChelt

Sleek easy to use app

5
I wanted a place to save money with good interest, and Chip made that easy. Reviewed on: 10th March 2021
Dan's avatar
Dan

savings culture

4
Maintaining saving discipline and helps to achieve monetary goals Reviewed on: 10th March 2021
Barry Fox's avatar
Barry Fox

Amazing!

5
Such a great app. I have saved thousands without noticing! I would highly recommend to all. Reviewed on: 10th March 2021
Flora's avatar
Flora

Great App for emergency fund

5
I signed up to hold my emergency cash savings due to the bonus. Great % considering interest rates Reviewed on: 10th March 2021
Charlie's avatar
Charlie

Great product with great service

5
I've used Chip for years now and have been able to rely on the app to intelligently save away for me, and it has given me better returns than any bank i can find out there. And i'm looking forward to more investment options soon for more risk more reward type savings too. Quick customer service as well. Reviewed on: 10th March 2021
Max's avatar
Max

Excellent, hands-off, management app

5
Chip is supremely easy to use - simple first-time set-up then just leave it running without worry. That combined with industry-beating savings rates on up to £5k makes this a no-brainer for money management. Reviewed on: 10th March 2021
Edward Hawke's avatar
Edward Hawke

Best app ever

5
The apps intelligent AI has helped me save far more than my human brain would normally have managed. Reviewed on: 10th March 2021
Neil McCabe's avatar
Neil McCabe

Simple and easy painless saving

5
CHIP has blown me away with its ability to make saving so simple. I use both the payday saver which allows me to put away an amount of money on pay day but the real star is the ability to sweep a small amount of money (under a tenner) from my account into the savings account. Its sad (but true) that I do not even notice it going out, as it is like just buying a coffee or a beer or a snack. CHIP lets me know its going to do it, so I am not surprised by it. But what is surprising is when you look at your CHIP balance at the end of the month in the app and you see how much you have saved without even realising it. Reviewed on: 10th March 2021
Mark Betteridge's avatar
Mark Betteridge

So easy to save

5
I have saved loads since I started using the app and the auto save makes it so much easier as you are unconsciously saving regularly- so handy Reviewed on: 10th March 2021
Helen Joseph's avatar
Helen Joseph

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