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Chip: Savings App reviews

View other Chip products
4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Great rates and interface

5
A really useful app for saving and very user friendly, offering good incentives to save and not touch money Reviewed on: 10th March 2021
JForn's avatar
JForn

Good way to save

5
This is a clever way to automatically save. Very easy to operate. Reviewed on: 10th March 2021
cloudr's avatar
cloudr

So easy!

5
This app is excellent! Money comes out without even noticing it. You can cancel the save if you can’t afford it. It has just saved my wallet big time with an unexpected ver bill. Reviewed on: 10th March 2021
Neil Pooe's avatar
Neil Pooe

Simple savings

5
I never though I could save so much! Before Chip, I would never move money across to my savings and if I did it would be much smaller batches that would inevitably come back to my current account. With Chip, it saves for me, much more frequently and at higher amounts. Still I take a little back but its making the hard choices for me. I'm now excited to start investing my Chip money when the investment options come! Reviewed on: 10th March 2021
Matt Smithson's avatar
Matt Smithson

Good rate but slow to get and retrieve

4
Good rate but slow to get and retrieve Reviewed on: 10th March 2021
PaulChelt's avatar
PaulChelt

Sleek easy to use app

5
I wanted a place to save money with good interest, and Chip made that easy. Reviewed on: 10th March 2021
Dan's avatar
Dan

savings culture

4
Maintaining saving discipline and helps to achieve monetary goals Reviewed on: 10th March 2021
Barry Fox's avatar
Barry Fox

Amazing!

5
Such a great app. I have saved thousands without noticing! I would highly recommend to all. Reviewed on: 10th March 2021
Flora's avatar
Flora

Great App for emergency fund

5
I signed up to hold my emergency cash savings due to the bonus. Great % considering interest rates Reviewed on: 10th March 2021
Charlie's avatar
Charlie

Great product with great service

5
I've used Chip for years now and have been able to rely on the app to intelligently save away for me, and it has given me better returns than any bank i can find out there. And i'm looking forward to more investment options soon for more risk more reward type savings too. Quick customer service as well. Reviewed on: 10th March 2021
Max's avatar
Max

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