Smart Money People Logo
Go to business site
Share this page
Link copied

Chip: Savings App reviews

View other Chip products
4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW
Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Chip Savings App reviews (18214)

Excellent, hands-off, management app

5
Chip is supremely easy to use - simple first-time set-up then just leave it running without worry. That combined with industry-beating savings rates on up to £5k makes this a no-brainer for money management. Reviewed on: 10th March 2021
Edward Hawke's avatar
Edward Hawke

Best app ever

5
The apps intelligent AI has helped me save far more than my human brain would normally have managed. Reviewed on: 10th March 2021
Neil McCabe's avatar
Neil McCabe

Simple and easy painless saving

5
CHIP has blown me away with its ability to make saving so simple. I use both the payday saver which allows me to put away an amount of money on pay day but the real star is the ability to sweep a small amount of money (under a tenner) from my account into the savings account. Its sad (but true) that I do not even notice it going out, as it is like just buying a coffee or a beer or a snack. CHIP lets me know its going to do it, so I am not surprised by it. But what is surprising is when you look at your CHIP balance at the end of the month in the app and you see how much you have saved without even realising it. Reviewed on: 10th March 2021
Mark Betteridge's avatar
Mark Betteridge

So easy to save

5
I have saved loads since I started using the app and the auto save makes it so much easier as you are unconsciously saving regularly- so handy Reviewed on: 10th March 2021
Helen Joseph's avatar
Helen Joseph

All round good company

4
Leading rate of return coupled with rapid support responses to get things set up the way you would like. Reviewed on: 10th March 2021
Richard Hood's avatar
Richard Hood

Good, easy to use app!

5
Good savings account, easy to use, good communication! Reviewed on: 10th March 2021
RGW's avatar
RGW

Life changing

5
Chip has made saving incredibly easy and straightforward particularly for someone that struggles with saving. Reviewed on: 10th March 2021
Bill's avatar
Bill

Easy and best interest rate

5
Chip is easy to use and offers 1.25% up to £5,000 which is much better than anything else on the market at the moment. Reviewed on: 10th March 2021
Bronagh's avatar
Bronagh

Simply and easy

5
A great simple way to save money and get rewarded with great interest rates. Reviewed on: 10th March 2021
George's avatar
George

Easy to use smart savings account

4
Good product, good community, and good communication. Reviewed on: 10th March 2021
pierre jeanson's avatar
pierre jeanson

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill