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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

A little gem

Chip makes saving money so easy I almost don't have to think about it. Because the AI knows the right amount to save I'm never in danger of being left short. To top it off they have the best interest rate for my savings anywhere Reviewed on: 10th March 2021

Simple and effective

Chip makes it so simple to save regularly, just set up and forget, you save what you can afford automatically and before long you have a nice little pot saved up. Reviewed on: 10th March 2021

Loving the AI on auto saving

Joined Chip right at the start and saved loads from it. The AI auto save helps no end . Reviewed on: 10th March 2021

Great Services

Always available to answer any questions. Communication fantastic. Money is readily available. Wouldn't save with anyone else. It's a pity that other companies don't run as well Chip. Highly recommend. Reviewed on: 10th March 2021

What can I say? Seriously!

Being one of those "ill do it later" people, I was always saying "ill move some money into savings on pay day"! Did I? No I didn't. Ever. This little app and a couple of minutes of your time is a brilliant way to avoid your non saving,like me. I love the auto save function as I know that money will be squirreled away into my pot without me thinking about it. It has proved an absolute godsend on occasion. Knowing there is always something there for a rainy day and lets face it, we all have plenty of those! I love that you can amend the amount it suggests if you wish, pause if you wish and the fact that it generally looks to see what you can AFFORD to put away at that time. I can't tell you how many people I've recommended Chip too, how many have joined in abs how often I sing its praises! But its just so worth it. Brilliant. Just Brilliant Reviewed on: 10th March 2021

Hassle-free savings

It's easy access with a good rate of 1.25% and the automatic save feature has really helped me put away what I can afford and build up a lot of savings without having to think about it! The only reason I haven't given 5 stars is that I haven't been with them for very long and haven't experienced their direct customer service so can't assess that. Reviewed on: 10th March 2021

A no-brainer download

Amazingly quick and friendly customer experience (although it's a bit telling that this is a stand-out feature in the banking world...). Chip's AI machine beetles away in the background, safely squirreling away your money so you don't even feel it. It's a lovely surprise to open the app and have a freshly-stuffed savings pot waiting for you! Reviewed on: 10th March 2021

Easy to use

Savings are building up really quickly, easily and painlessly. I trust this company. Reviewed on: 10th March 2021

So easy....even for an old man!!

Easy to stay in control. All very straight forward to use. The best interest rate too! Reviewed on: 10th March 2021

Easy and painless way to save

The Chip app is amazing! It has helped me to save up money without really “feeling it” coming out of my bank account. I love the little messages of encouragement the app sends you every time you’ve made a save, it feels like a friend cheering you on! Plus, as you get advanced warning about each “save” coming out of your bank account, there is always the opportunity to cancel a save if you need to. I am also thrilled to be getting a decent rate of interest with their new 1.25% account. It’s the perfect saving app for the 21st century, and for busy people like me with little willpower! Reviewed on: 10th March 2021

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