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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy to use savings

So easy to use this app and save lots without feeling it in your bank balance. I love it! Reviewed on: 10th March 2021

Great savings app.

Create a goal and worry no more. Chip cleverly decides how much money you can afford to save each week. It works well and I don’t miss the amount invested each week. Love the flexibility to choose ‘skip a number of payments’ when you’re having a tough month. Great company. Reviewed on: 10th March 2021

Saving money without the hassle

Effortless drip-feeding your pennies helps you save and before you know it they turn into pounds! Reviewed on: 10th March 2021

Continuous improvement & benefits

I've been saving with Chip for over a year now and I've been really impressed with the development of the app, what started as a slightly clunky but innovative idea has developed into a slick, convenient service with genuine benefits. Thanks @chip! Reviewed on: 10th March 2021

Great Application

Been using Chip App for over a year, user friendly and helps you save for a rainy day or future bill. Highly Recommend the platform. Reviewed on: 10th March 2021

Savings made easy

Automated savings really help to put away the small change that may otherwise be spent Reviewed on: 10th March 2021

Stealth savings for a rainy day.

I have been using Chip as a means to save for at least two years now. I don’t notice the amounts coming out of my account but they soon add up to a great deal of money, which I can then use to pay for lump sum bills such as car insurance (always cheaper than monthly direct debit) or emergency issues such as a vet bill. Currently using it to save for building work, the +1 account has given a better interest than most other accounts for the amount I can save. Always clear with their information, and quick to answer any questions I may have regarding my accounts. I haven’t had any problems with moving money around, or security. I have been able to get at least two friends to join up, and they are happy with their experiences also. Overall- a great little company. Reviewed on: 10th March 2021

I am feeling Chip - per

I recently opened a Chip+1 savings account which pays me 1.25% on my savings up to £5000, that is far better than any other account on the market, that’s why I am feeling chipper. Have a great day. Reviewed on: 10th March 2021

Everyone needs this savings app

Chip has been incredible at saving money whether it’s for a weekend away or now for saving for a deposit. It’s great that it just takes money out of your account each week but it only takes how much it knows you won’t miss, so without even knowing it, I’m creating a nice little pot of money to go towards a house, and I don’t even know I’m saving it until I look at the app and see my money go up. I highly recommend. Thanks Chip! Reviewed on: 10th March 2021

Excellent

Easy to use, excellent for saving! Reviewed on: 10th March 2021

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