Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18214)

Easy to use App with good rates

5
Good rate of return compared to other banks. Easy to use App. Reviewed on: 10th March 2021

Easiest savings app to use!

5
The user interface is sleek and very easy to navigate. The market leading 1.25 bonus on savings of up to £5000 is very good in current conditions. I also use the automatic savings feature which helps me out if I ever need additional funds for those rainy day expenses. I would recommend to anyone. Reviewed on: 10th March 2021

Brilliant

5
Easy and straight forward way to regularly save money and with great savings rates when using Chip 2.0 Reviewed on: 10th March 2021

Automatic saves

5
Great for automatic saves and decent interest rate Reviewed on: 10th March 2021

Game Changer

5
Chip has completely changed the way I save and I don't know how I managed before without it. I've saved more in the last few months than I ever have and I will never use anything else again! Reviewed on: 10th March 2021

Maximum savings with minimal effort

5
Fantastic service, save as little or as much as you like, set up automatics saves or let chip calculate how much you can afford to save each month and put it away automatically for you! Reviewed on: 10th March 2021

Helped me save - a really amazing app

5
I was never any good at saving money until I got Chip. I have now saved over £2k! This is probably the most useful app I have - I love it! Reviewed on: 10th March 2021

A great innovative app to help savers 'chip away' at those savings targets...

5
Smart technology plus can-do attitude has resulted in a customer focused team helping savers 'chip away'. Reviewed on: 10th March 2021

Impressive interest rate and app

5
What else can you say. Chip are leading the market with their inovative approach to saving and fantastic interest rates. You simply can't afford to miss out! Reviewed on: 10th March 2021

User friendly

5
Chip is a great way to save. Once it is set up, Chip automatically takes a portion of money from your current account which is affordable and is then transferred into the savings account. The great thing is that you don’t have to worry about too much being taken out and there is always the option of cancelling as an email explains how much is going to be taken and when it is taken. Great way to save. Reviewed on: 10th March 2021

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review