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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Game Changer

5
Chip has completely changed the way I save and I don't know how I managed before without it. I've saved more in the last few months than I ever have and I will never use anything else again! Reviewed on: 10th March 2021

Maximum savings with minimal effort

5
Fantastic service, save as little or as much as you like, set up automatics saves or let chip calculate how much you can afford to save each month and put it away automatically for you! Reviewed on: 10th March 2021

Helped me save - a really amazing app

5
I was never any good at saving money until I got Chip. I have now saved over £2k! This is probably the most useful app I have - I love it! Reviewed on: 10th March 2021

A great innovative app to help savers 'chip away' at those savings targets...

5
Smart technology plus can-do attitude has resulted in a customer focused team helping savers 'chip away'. Reviewed on: 10th March 2021

Impressive interest rate and app

5
What else can you say. Chip are leading the market with their inovative approach to saving and fantastic interest rates. You simply can't afford to miss out! Reviewed on: 10th March 2021

User friendly

5
Chip is a great way to save. Once it is set up, Chip automatically takes a portion of money from your current account which is affordable and is then transferred into the savings account. The great thing is that you don’t have to worry about too much being taken out and there is always the option of cancelling as an email explains how much is going to be taken and when it is taken. Great way to save. Reviewed on: 10th March 2021

Great saving tool

5
Great saving tool That far outweighs anything traditional banks have to offer Reviewed on: 10th March 2021

User friendly savings

5
Great app, simple to use, makes savings much more visual and interesting! Reviewed on: 10th March 2021

Easy to save

5
Easier way to save and not feel the pinch from. Chip has allowed me to grow my savings pot by putting away money without me noticing! Reviewed on: 10th March 2021

Easy and works

4
Happy with chip and able to effortlessly save money without effort. I am less happy with the fees for the auto save feature. Reviewed on: 10th March 2021

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