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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Smart and easy to use

Really easy app platform makes saving easy. The rate is also better than most traditional savings routes. Reviewed on: 10th March 2021

Amazing hidden savings tool

I’ve been amazed by how much I can actually save using this app. Just little and often has allowed me to get in control of my finances and now I’m debt free for first time in 20 years! It’s so easy to set up but also access your money when you need it. Reviewed on: 10th March 2021

Perfect for me

Always struggled with saving before but not I have chip, it does it for me! It has been perfect for what I need. Reviewed on: 10th March 2021

Ground breaking and a disruptive savings app

Fantasy all in one savings app breaking the shackles of redundant old saving account offered by the bank Reviewed on: 10th March 2021

Easy Savings

It is so straightforward to set up and use. I’ve saved almost £4000 since I joined. My husband uses it too to help us save for holidays! Reviewed on: 10th March 2021

Full of surprises

Such a clever idea. The app calculates the amount I can afford to save - based on what I might spend on an impulse buy at the shops/regular spending habits - and tucks it away. I’m amazed at how much I have saved in such a short time, and haven’t noticed it at all. My family summer holiday is paid for. A great idea, a great app. Reviewed on: 10th March 2021

Brilliant Savings Rate

At a time when the Bank base rate caused a tumble in the interest rates offered to most savings accounts, Chip offered a great interest rate on a fair chunk of savings (up to £5000). You have to be mentioned by someone with a Chip Account to get an account but it is not too difficult to do. I look forward to what they may do soon with regard to the investment market. Reviewed on: 10th March 2021

Great app

Easy to use and enables you to save without realising. Reviewed on: 10th March 2021

Best Savings App

I cannot recommend this app enough! So many friends have converted to using this now too since I keep raving about it. Using the Chip app has allowed me to save so easily for expensive items such as braces, holidays abroad and weekends away. All without ‘noticing it’ come out of my account which is the best! Reviewed on: 10th March 2021

Clear and easy saving

Chip has really helped my family and I save for the future, and without it, we would have struggled throughout the pandemic of 2020/21 Reviewed on: 10th March 2021

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