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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Savings made easy

Automated savings really help to put away the small change that may otherwise be spent Reviewed on: 10th March 2021

Stealth savings for a rainy day.

I have been using Chip as a means to save for at least two years now. I don’t notice the amounts coming out of my account but they soon add up to a great deal of money, which I can then use to pay for lump sum bills such as car insurance (always cheaper than monthly direct debit) or emergency issues such as a vet bill. Currently using it to save for building work, the +1 account has given a better interest than most other accounts for the amount I can save. Always clear with their information, and quick to answer any questions I may have regarding my accounts. I haven’t had any problems with moving money around, or security. I have been able to get at least two friends to join up, and they are happy with their experiences also. Overall- a great little company. Reviewed on: 10th March 2021

I am feeling Chip - per

I recently opened a Chip+1 savings account which pays me 1.25% on my savings up to £5000, that is far better than any other account on the market, that’s why I am feeling chipper. Have a great day. Reviewed on: 10th March 2021

Everyone needs this savings app

Chip has been incredible at saving money whether it’s for a weekend away or now for saving for a deposit. It’s great that it just takes money out of your account each week but it only takes how much it knows you won’t miss, so without even knowing it, I’m creating a nice little pot of money to go towards a house, and I don’t even know I’m saving it until I look at the app and see my money go up. I highly recommend. Thanks Chip! Reviewed on: 10th March 2021

Excellent

Easy to use, excellent for saving! Reviewed on: 10th March 2021

Smart and easy to use

Really easy app platform makes saving easy. The rate is also better than most traditional savings routes. Reviewed on: 10th March 2021

Amazing hidden savings tool

I’ve been amazed by how much I can actually save using this app. Just little and often has allowed me to get in control of my finances and now I’m debt free for first time in 20 years! It’s so easy to set up but also access your money when you need it. Reviewed on: 10th March 2021

Perfect for me

Always struggled with saving before but not I have chip, it does it for me! It has been perfect for what I need. Reviewed on: 10th March 2021

Ground breaking and a disruptive savings app

Fantasy all in one savings app breaking the shackles of redundant old saving account offered by the bank Reviewed on: 10th March 2021

Easy Savings

It is so straightforward to set up and use. I’ve saved almost £4000 since I joined. My husband uses it too to help us save for holidays! Reviewed on: 10th March 2021

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