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Chip: Savings App reviews

View other Chip products
4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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5%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

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Chip Savings App reviews (18214)

Great saving tool

5
Great saving tool That far outweighs anything traditional banks have to offer Reviewed on: 10th March 2021
Paul's avatar
Paul

User friendly savings

5
Great app, simple to use, makes savings much more visual and interesting! Reviewed on: 10th March 2021
xxx's avatar
xxx

Easy to save

5
Easier way to save and not feel the pinch from. Chip has allowed me to grow my savings pot by putting away money without me noticing! Reviewed on: 10th March 2021
jennyl_m@hotmail.com's avatar
[email protected]

Easy and works

4
Happy with chip and able to effortlessly save money without effort. I am less happy with the fees for the auto save feature. Reviewed on: 10th March 2021
Andy's avatar
Andy

Great way to save

5
I love the ai that works out savings for you. The slow trickle of money being saved isn't felt in my bank, but a considerable amount can be saved on a short time. Reviewed on: 10th March 2021
Paul's avatar
Paul

Great Savings account

5
Saving made easy. Saving the pennies for a rainy day or have your eye on something to buy, chip helps you save automatically with little payments depending on your account balance and the level you can set it to. Reviewed on: 10th March 2021
Dan's avatar
Dan

Easy saving, great rate, good app.

5
Everything is nice and simple. Really helpful in terms of goals and options to save. Reviewed on: 10th March 2021
Jamie's avatar
Jamie

The app is far too complex.

2
Constantly having to go into the app to correct various settings and transactions that the app carries out. Reviewed on: 10th March 2021
William Agnew's avatar
William Agnew

Very easy to use, great rates, with more to come . . .

5
I was recommended to this product via Snoop (also a great app). It was very easy to get set up, rates are clear and uncomplicated and are pretty good based on interest rates today. They are expanding the app to include uncomplicated investing options and I expect more will follow. Reviewed on: 10th March 2021
Fraser's avatar
Fraser

Save the optimal amount with no admin

5
I really appreciate the automated approach to Chip, which lets you connect the app and forget about it, while it gradually amasses savings for you in the background. In my experience this has been much better than the "round-up" style features in many other apps since the amount is dynamic. Reviewed on: 10th March 2021
Dan's avatar
Dan

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