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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Great way to save

5
I love the ai that works out savings for you. The slow trickle of money being saved isn't felt in my bank, but a considerable amount can be saved on a short time. Reviewed on: 10th March 2021
Paul's avatar
Paul

Great Savings account

5
Saving made easy. Saving the pennies for a rainy day or have your eye on something to buy, chip helps you save automatically with little payments depending on your account balance and the level you can set it to. Reviewed on: 10th March 2021
Dan's avatar
Dan

Easy saving, great rate, good app.

5
Everything is nice and simple. Really helpful in terms of goals and options to save. Reviewed on: 10th March 2021
Jamie's avatar
Jamie

The app is far too complex.

2
Constantly having to go into the app to correct various settings and transactions that the app carries out. Reviewed on: 10th March 2021
William Agnew's avatar
William Agnew

Very easy to use, great rates, with more to come . . .

5
I was recommended to this product via Snoop (also a great app). It was very easy to get set up, rates are clear and uncomplicated and are pretty good based on interest rates today. They are expanding the app to include uncomplicated investing options and I expect more will follow. Reviewed on: 10th March 2021
Fraser's avatar
Fraser

Save the optimal amount with no admin

5
I really appreciate the automated approach to Chip, which lets you connect the app and forget about it, while it gradually amasses savings for you in the background. In my experience this has been much better than the "round-up" style features in many other apps since the amount is dynamic. Reviewed on: 10th March 2021
Dan's avatar
Dan

So easy to save

5
This is such an easy and clever way to build up a savings pot through a 'little and often' approach. Easy to use platform and you can change the frequency of auto top ups or even turn them off if needed. Total control when you need it and easy automated saving when you don't. Ideal. Reviewed on: 10th March 2021
Emma's avatar
Emma

Amazing product

5
Forces me to say money without impacting my day to day. Smart algorithm. Reviewed on: 10th March 2021
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[email protected]

Makes regular saving a breeze!

5
Great interest rates being offered and new ideas coming along all the time Reviewed on: 10th March 2021
Nick F's avatar
Nick F

The Best Saving App

5
It's the best saving App which is available. They pay you 1.25% Interest p.a. for a maximum of £5K, which is more than any isa or other high street banks. The customer service is excellent and soon they are coming up wit investment platform. Reviewed on: 10th March 2021
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K.V

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