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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Changed me life

Quite simply, Chip put me in charge of my finances. It gave me stability and confidence in my saving ability, and I’m forever grateful that I stumbled upon it. Reviewed on: 10th March 2021

Great savings app

Easy to use, sit back and save automatically small regular amounts quickly add up and you don’t really miss the money being saved Reviewed on: 10th March 2021

The best saving app on the market!

I’ve never found it easy to save until I discovered Chip. You can put money aside without even trying. Honestly the best app there is! Reviewed on: 10th March 2021

Great rate and app

Really love the Chip app and the rate is great too. Reviewed on: 10th March 2021

Interest rate seems good and easy to set up

Interest rate seems good and easy to set up. Mobile app could do with a lot of work as it is not easy to get answers to basic questions I frequently have, such as "When will I receive interest payments, and how much will they be" Reviewed on: 10th March 2021

An easy way to save

I love this app! The automatic saving AI means I easily save so much more than I normally would. Plus the interest rate is really good. The app is easy to use too Reviewed on: 10th March 2021

An excellent saver

Chip is excellent at achieving and exceeding my savings goal, I reached my savings target within 3 months without noticing the amounts it was saving. Highly recommended. Reviewed on: 10th March 2021

Relatively high interest.

Highest interest rates available, but requires referral from friend. Reviewed on: 10th March 2021

Great rates and good service

I have been with chip for a while and I found I have saved more with them in the last 12 months than I have ever done before, the clever algorithm makes it effortless and the constant improvements to their product and services is inspiring, can't fault them! Reviewed on: 10th March 2021

Saving without thinking

Like most people, to actually do something firstly I have to think about doing it and secondly I have to remember to do it! Chip takes this responsibility away - does it for you automatically. You can set saving goals up, pay day savings and lots more but I just use the automatic savings linked to my main bank account. Savings mount up quickly without really noticing Reviewed on: 10th March 2021

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