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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Full of surprises

Such a clever idea. The app calculates the amount I can afford to save - based on what I might spend on an impulse buy at the shops/regular spending habits - and tucks it away. I’m amazed at how much I have saved in such a short time, and haven’t noticed it at all. My family summer holiday is paid for. A great idea, a great app. Reviewed on: 10th March 2021

Brilliant Savings Rate

At a time when the Bank base rate caused a tumble in the interest rates offered to most savings accounts, Chip offered a great interest rate on a fair chunk of savings (up to £5000). You have to be mentioned by someone with a Chip Account to get an account but it is not too difficult to do. I look forward to what they may do soon with regard to the investment market. Reviewed on: 10th March 2021

Great app

Easy to use and enables you to save without realising. Reviewed on: 10th March 2021

Best Savings App

I cannot recommend this app enough! So many friends have converted to using this now too since I keep raving about it. Using the Chip app has allowed me to save so easily for expensive items such as braces, holidays abroad and weekends away. All without ‘noticing it’ come out of my account which is the best! Reviewed on: 10th March 2021

Clear and easy saving

Chip has really helped my family and I save for the future, and without it, we would have struggled throughout the pandemic of 2020/21 Reviewed on: 10th March 2021

Efficient, Easy Way to Save

Fantastic easy use app, auto save functions, great saving % interest offers, build up savings without missing it - hassle free - innovative and always adding new products and functions Reviewed on: 10th March 2021

Fantastic way to save stress free

Easy to use, fantastic interest rate, does all the transferring for you and calculates how much you can save without you noticing much of a change in your bank balance- what more could you ask for? Reviewed on: 10th March 2021

Amazing and helpful

Just an excellent service. I trust them completely, even with very large sums of money. I've managed to still save, even in tough times. Reviewed on: 10th March 2021

Good savings account

Good savings account with decent interest. Easy to set up with no problems. Reviewed on: 10th March 2021

Good bonus for saving!

Chip has an easy to use, fun app that encourages saving. The chip +1 account is great but wish it didn't have fees to save more than £2000 in. Reviewed on: 10th March 2021

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