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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18210)

Set, forget & be rewarded with a surprise

5
The simplest way I have ever found to save money for that “rainy day” fund or an unexpected emergency that you need to pay for. It literally couldn’t be easier. Just set your limit and then forget about it. The app automatically withdraws insignificant amounts from you nominated account and put them into a savings account that is easily accessed. You’ll have saved £500 with zero effort before you know it. Reviewed on: 10th March 2021

Innovation

5
Takes the brain power out of saving! Reviewed on: 10th March 2021

Lovely Interactive Company

5
I joined Chip early on. I almost feel like part of the team! It’s a great way to save without noticing, it’s easy to access your money AND you receive emails and updates that let you know what is happening and what’s in the pipeline. Basically you are kept informed, feel involved and it feels like your mates are telling you not a stuffy detached organisation. Reviewed on: 10th March 2021

Great for most saving goals

4
The automatic saving option means that those who are not so good at saving can easily build their accounts without knowing it. The Chip+1 account is also an excellent way to get returns on money already saved Reviewed on: 10th March 2021

Easy & Effective

5
I had always struggled to save but Chip introduced me to how easy it can be to start. The small amounts taken regularly have built up & the app in general has focused my saving habits. With the investment platform with BlackRock on the horizon Chip is pushing the boundaries of helping everyone to save & use their money in ways they may have thought not possible Reviewed on: 10th March 2021

Customer focused smart savings

5
Chip's AI makes saving easier and painless. On top of this, they go to great lengths to reward customers and are continually adding ways for customers to make the most of their money. Couldn't recommend it more! Reviewed on: 10th March 2021

Simple Savings

5
It’s savings on autopilot. No longer do I need to worry about putting savings aside, this app does it for me - it’s simple savings. Reviewed on: 10th March 2021

Game changing approach to savings

5
Chip has revolutionised the way I approach personal savings with no hassle automated approach that means I save more regularly when it knows I can afford it but at the same time keeps me in control. The market beating bonus / interest payment of 1.25% is an added attraction that significantly exceeds the tiny basic monthly admin fee that the app charges you to use. Reviewed on: 10th March 2021

Brilliant

5
This app has changed my life I have saved thousands I really used to struggle to save anything in the past it’s a great app Reviewed on: 10th March 2021

Very useful app

5
Chip is a great way to save money without even realising it. It has helped me save towards my first house, something I had struggled to do. Reviewed on: 10th March 2021

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