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Chip: Savings App reviews

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4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

So easy to save

5
This is such an easy and clever way to build up a savings pot through a 'little and often' approach. Easy to use platform and you can change the frequency of auto top ups or even turn them off if needed. Total control when you need it and easy automated saving when you don't. Ideal. Reviewed on: 10th March 2021
Emma's avatar
Emma

Amazing product

5
Forces me to say money without impacting my day to day. Smart algorithm. Reviewed on: 10th March 2021
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[email protected]

Makes regular saving a breeze!

5
Great interest rates being offered and new ideas coming along all the time Reviewed on: 10th March 2021
Nick F's avatar
Nick F

The Best Saving App

5
It's the best saving App which is available. They pay you 1.25% Interest p.a. for a maximum of £5K, which is more than any isa or other high street banks. The customer service is excellent and soon they are coming up wit investment platform. Reviewed on: 10th March 2021
K.V's avatar
K.V

Set, forget & be rewarded with a surprise

5
The simplest way I have ever found to save money for that “rainy day” fund or an unexpected emergency that you need to pay for. It literally couldn’t be easier. Just set your limit and then forget about it. The app automatically withdraws insignificant amounts from you nominated account and put them into a savings account that is easily accessed. You’ll have saved £500 with zero effort before you know it. Reviewed on: 10th March 2021
Mikey's avatar
Mikey

Innovation

5
Takes the brain power out of saving! Reviewed on: 10th March 2021
David 's avatar
David

Lovely Interactive Company

5
I joined Chip early on. I almost feel like part of the team! It’s a great way to save without noticing, it’s easy to access your money AND you receive emails and updates that let you know what is happening and what’s in the pipeline. Basically you are kept informed, feel involved and it feels like your mates are telling you not a stuffy detached organisation. Reviewed on: 10th March 2021
Emma's avatar
Emma

Great for most saving goals

4
The automatic saving option means that those who are not so good at saving can easily build their accounts without knowing it. The Chip+1 account is also an excellent way to get returns on money already saved Reviewed on: 10th March 2021
willtomgoo's avatar
willtomgoo

Easy & Effective

5
I had always struggled to save but Chip introduced me to how easy it can be to start. The small amounts taken regularly have built up & the app in general has focused my saving habits. With the investment platform with BlackRock on the horizon Chip is pushing the boundaries of helping everyone to save & use their money in ways they may have thought not possible Reviewed on: 10th March 2021
Dan's avatar
Dan

Customer focused smart savings

5
Chip's AI makes saving easier and painless. On top of this, they go to great lengths to reward customers and are continually adding ways for customers to make the most of their money. Couldn't recommend it more! Reviewed on: 10th March 2021
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dshdsh

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