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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Innovative finance

5
Chip is fantastic at introducing people to savings and investment products. The auto save feature is truly innovative and hassle free Reviewed on: 11th February 2026

I have joined Chip since December 2024.

5
I have joined Chip since December 2024. Never had a problem with the company in fact they are brilliant. Highly recommend them Reviewed on: 11th February 2026

Great innovation.

5
Great innovation. Great user interface. Clear communications. Helpful when support needed Reviewed on: 11th February 2026

Fantastic App.

5
Fantastic App. Stable and easy to use. Good interest rates Reviewed on: 11th February 2026

Long-time Chip user

5
Have used Chip for years, love the auto-save function & versatility with savings options. Reviewed on: 11th February 2026

Chip helped me save money to see my sister

5
Using Chip has helped me save money to visit my sister in the USA. It takes money I clearly don’t need from my bank account into the chip savings account on chip and I don’t notice it gone. I’ve already won £5 in the monthly draw and I never win anything. it’s so good, I also bought in on their crowdfunding campaign Reviewed on: 11th February 2026

My Little Pot of Gold

5
I absolutely love the savings app, I've used it for a few years now and recommend it to family and friends. I've accumulated a little pot of gold and I haven't even noticed it coming out of my account. Reviewed on: 11th February 2026

Brilliantly Simplistic Savings App

5
Brilliant from when I first signed up, offer multiple accounts with very good interest as well as investment options. They make everything (especially investing) very easy to do. The customer service is 10/10 every time and again very easy to do via the app. In summary, everything done via Chip is simple, efficient and customer focused. Reviewed on: 11th February 2026

Very easy to use app.

5
Very easy to use app. Makes saving fun! Reviewed on: 11th February 2026

Loyal user of Chip since they launched.

5
Loyal user of Chip since they launched. Chip has saved me over 7000 over that time. Reviewed on: 11th February 2026

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