Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Friendly App

5
Love the app user friendly and easy to navigate Reviewed on: 11th February 2026

Super easy user friendly interface, love the idea of...

5
Super easy user friendly interface, love the idea of the prize draw and managed to win a few times! Love the app that much I’ve actually invested into Chip! Reviewed on: 11th February 2026

Best app

5
Very easy to use. I’ve been with Chip for years and I still love it Reviewed on: 11th February 2026

Accessible platform, modern and user friendly, good...

5
Accessible platform, modern and user friendly, good value and great insights to help motivate you save Reviewed on: 11th February 2026

Highly recommend

5
Chip is fantastic, the app is clean, easy to set up, and your savings grow! The investment option (GIA or ISA) has ready made funds or pick your own. I’d highly recommend. Reviewed on: 11th February 2026

Brilliant app

5
Chip is a really handy savings app that makes putting money aside feel surprisingly easy. Its autosave feature looks at how you spend and skims off small, affordable amounts, so your savings grow quietly in the background. You can set goals and regular deposits for things like holidays or an emergency fund, then mostly forget about it while it does the work. With strong interest rates and FSCS protection on eligible accounts, it feels both simple and solid. Reviewed on: 11th February 2026

Chip made a saver out of me

5
Chips easy to use app and the control it gives me on how I save means j have savings for the first time in my life Reviewed on: 11th February 2026

Have loved using chip from the very start.

5
Have loved using chip from the very start. I never had any investments and very little savings until I used chip, such a user friendly environment that I felt safe using. Now it have savings and an ISA and prize funds and different shares, it’s exciting. Love it. Reviewed on: 11th February 2026

Love Chip, never had savings till I got the app

5
Love Chip, never had savings till I got the app Reviewed on: 11th February 2026

Great App, saving made easy with competitive rates.

5
Great App, saving made easy with competitive rates. Excellent customer service Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products