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Chip: Savings app reviews

View other Chip products
4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use, seems secure

5
I was a little off on the idea of it at first two but the security credentials do seem to check out, and I guess the banks wouldn't work with it if it wasn't secure. I'm using it and I quite like it so far. I much prefer having an app to control it, unlike plum who only run it off your messages! Got £15 in there so far after 2 weeks of using it. I've got a code for anyone to sign up and use to get either a £10 bonus or extra 1% interest if anyone's interested in joining; 6FKK6F. Reviewed on: 12th April 2017
Gemma f's avatar
Gemma f

Makes saving easy

4
Chip is an app that makes saving so much easier because it looks at your current account, and uses whizzy algorithms to work out how much you can afford, then transfers small sums here and there into a savings account. Plus, you can earn up to 5% interest, which is an amazing rate right now. #MaxYourMoney Reviewed on: 24th March 2017
Faith A.'s avatar
Faith A.

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