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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great app.

5
Great app. Good rates. Easy to use. Helps me save regularly Reviewed on: 11th February 2026

Long time customer

5
I’ve been with Chip for over 6 years and I always found their services super easy to use and understand Reviewed on: 11th February 2026

My husband and myself both have accounts, it’s an ea...

5
My husband and myself both have accounts, it’s an easy way to save small amounts which add up quickly Reviewed on: 11th February 2026

Brilliant Banking app

5
Never have any issues with CHIP App, always works. Easy to install & operate for day to day stuff. Instant replies when contacted by Live chat. Only negative is I have to reinstall after 90 days is up, but then back to working perfectly. Reviewed on: 11th February 2026

Easy to use easy to understand excellent returns

5
Easy to use easy to understand excellent returns Reviewed on: 11th February 2026

An Easy app , money grows quickly and so quick if wa...

5
An Easy app , money grows quickly and so quick if want to withdraw , I have never had any issues and feel it a great way of saving Reviewed on: 11th February 2026

Great to use

5
Easy to use and gives regular updates Reviewed on: 11th February 2026

Saving the best

5
Easy to use, good returns and excellent customer services. Reviewed on: 11th February 2026

Excellent app for savings and investments.

5
Excellent app for savings and investments. Chip makes it easy to invest your money smartly, gives you an breakdown of each investment also the risk breakdown. Savings wise they are Excellent. Chip instant saver works out how much to put into savings, which I find useful as I sometimes forget. All round easy app to navigate, one full amount of how much capital you've saved/invested. Then you have easy breakdown of each account, to how much you have in there, to what your savings rates are etc. Reviewed on: 11th February 2026

Easy to use!

5
Very easy to use the app and the interest rates on my savings are good. Graphs give a clear visual display if how my accounts are prospering Reviewed on: 11th February 2026

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