Smart Money People Logo

Chip: Savings App reviews

4.92
Based on 14,663 reviews, last reviewed 19th Feb 2025
2600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

CHIP IS THE BEST! Forget about all the rest! I am a long time user of Chip. Started using the service not long after it was released. I was so impressed with the idea of Chip that I even invested... Read more Reviewed on: 19th February 2025
Gary T's avatar
Gary T

Latest lowest rating:

1

Terrible customer service Can't speak to a person as there is no telephone number, chat is a joke with robotic cookie-cut answers, very difficult to withdraw money they require... Read more Reviewed on: 18th February 2025
Peter C's avatar
Peter C

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14663)

Review of the Chip, Savings App:

Best Interest Rates

5
Been using Chip for a while now. The interest rates are the best in the market. And the customer service has been really helpful in resolving any queries I had Reviewed on: 30th January 2022

Low effort way to save

4
Low effort way to save and I enjoy the financial too Reviewed on: 22nd February 2024

Efficient and easy to use with a good rate of interest.

5
Efficient and easy to use with a good rate of interest. Reviewed on: 22nd February 2024

I'm chipper with chip

5
Like the app as its easy to use and always available. The interest rates are always very competitive. Great service. Reviewed on: 22nd February 2024

Guaranteed interest.

5
Very good app, easy to adjust preferences so that cash flow is exactly as you want it. Effective communications but not bombardments. Constantly evolving with new account choices. Reviewed on: 22nd February 2024

Brill , cant rate highly enough just wish you could...

5
Brill , cant rate highly enough just wish you could split your automatic saves between accounts Reviewed on: 22nd February 2024

Easy to use app with very helpful customer support.

5
Easy to use app with very helpful customer support. Reviewed on: 22nd February 2024

Very competitive interest rates with instant access

5
CHIP provides a very competitive interest rate for cash saving with both monthly interest payments and instant (within minutes) access to your money. While ISAs and other types of saving account are provided, this to me is the core proposition that means I will continue to use CHIP as a high interest extension to my current account, and to recommend to my friends and family (three so far have started to use CHIP) Reviewed on: 22nd February 2024

Easy Chip

5
Have been with chip for about 6 mths have found the app very easy to use .. interest rates have been excellent..up dates are always great …access to deposit and withdrawal are easy to use …the app has plenty of information on saving and investment…have not had to use customer service yet as have always found the right information I needed on app…we are a family of Chip Reviewed on: 22nd February 2024

Chip - great instant access account.

5
Good interest rate, especially for instant access savings. Monthly interest added. Easy to use app for deposits and withdrawals. Customer service on hand to assist with any issues. Reviewed on: 22nd February 2024

Simple straight forward saving with a great return

5
Simple straight forward saving with a great return Reviewed on: 22nd February 2024