Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,215 reviews, last reviewed 30th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip makes saving easy! Chip makes saving easy! I wish it had been around 20 years earlier. The app has changed the way I think about saving money, taking the jargon out o... Read more Reviewed on: 30th January 2026
Nicole Druce's avatar
Nicole Druce

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18215)

Easy to use app that just makes saving effortless.

5
Easy to use app that just makes saving effortless. I feel confident knowing that Chip is handling savings for me. Reviewed on: 26th March 2025

Chip is very easy to use and navigate

5
Chip is very easy to use and navigate Reviewed on: 26th March 2025

Great app, easy to navigate, fantastic savings and r...

5
Great app, easy to navigate, fantastic savings and rates Reviewed on: 26th March 2025

I like the regular interest payments.

5
I like the regular interest payments. It's encouraging and makes me feel like I'm investing wisely. Reviewed on: 26th March 2025

Nice and simple

5
The Chip app is very simple to use, clear and works pretty much all of the time . Any enquiries I have had have always been dealt with swiftly and in a pleasant, professional manner. Reviewed on: 26th March 2025

Easy to use app, efficient service

5
Easy to use app, efficient service Reviewed on: 26th March 2025

Transfers in or out are quick & easy.

5
Transfers in or out are quick & easy. Very good interest rate, helpful staff. Reviewed on: 26th March 2025

Good rates and help when I needed it

5
Good rates and help when I needed it Reviewed on: 26th March 2025

Easy Attractive, Chances to Win too.

5
So EASY to use and great value with really attractive features. Monthly chances to win..! Reviewed on: 26th March 2025

Easy and painless way to meet my saving goals and be...

5
Easy and painless way to meet my saving goals and be sure I can meet those unexpected expenses. Money transfers in both directions are quick and simple. Reviewed on: 26th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Prize Savings Account

    from Chip 5.00 from 3 reviews
    Chip
  • Cash ISA

    from Chip 4.88 from 8 reviews
    Chip
  • General Investment Account

    from Chip 4.50 from 2 reviews
    Chip
    View all products