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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Chip off the old block

The whole process has been straight forward and it's great to have a digital bank on hand to access my money when I need to - be that for savings or withdrawals. In a complex world I've valved the simplicity of using Chip. Reviewed on: 28th March 2025

Chip and their services were invaluable to me as I w...

Chip and their services were invaluable to me as I was going through the process of purchasing my first home. Knowing my money was safe, setting a savings goal and earning on my investments all helped me immensely. Reviewed on: 28th March 2025

Smooth, easy to use, good rates, everything you need

Smooth, easy to use, good rates, everything you need Reviewed on: 28th March 2025

Excellent Savings App...

Excellent savings app, helped me save up more than I've ever been able to previously. It's so handy and you don't notice the small amounts going in every few days. Reviewed on: 28th March 2025

Easy to use and save

It is so easy to deposit money and save with chip Reviewed on: 28th March 2025

Easy to use app, friendly tone of voice, informative...

Easy to use app, friendly tone of voice, informative but not pushy with new offerings. Super quick and responsive customer support, all round feels very trustworthy. Reviewed on: 28th March 2025

Amazing returns on savings.

Amazing returns on savings. All carried out by AI. Direct connection to your bank account. So very secure. Reviewed on: 28th March 2025

I’d say chip is the best bank for savings, i’ve reco...

I’d say chip is the best bank for savings, i’ve recommended it to friends and family and they’ve all loved it. especially my older family members, it’s very easy to navigate and there’s always customer services if any help is needed :) Reviewed on: 28th March 2025

Very good so far.

Very good so far. Ease of access and relatively good interest rates on savings plus the £85k guarantee. Reviewed on: 28th March 2025

Savings rates

In my time with Chip, they have consistently offered the highest interest rate on my savings. They also alter the interest rate on my savings automatically rather than leaving me in a poor savings account- unlike many of the other savings providers out there. I have recommended Chip to friends and family on numerous occasions and will continue to do so. Thank you Chip. Reviewed on: 28th March 2025

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