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Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
89% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Instant deposit/withdrawal with one click.

5
Instant deposit with one click. Instant withdrawal from saving accounts. Fast withdrawal from Cash ISA, sometimes in 1 hour or up to a couple of hours. All these services with a high rate compared to market. Excellent service. Reviewed on: 26th March 2025

Chip is simply amazing!

5
Chip has been a fantastic savings application since I started using it back in 2019. It's so intuitive and straightforward and with the AI auto saves and many other great features, you can almost forget about it once it's set up as it just does it's thing for you. Whenever I've needed the customer support team, they've always been quick to respond and provide a resolution in no time which is a wonderful thing in this day and age with lots of companies relying on templated emails or chat bots that get you nowhere! I also recommend Chip to people because it really is a brilliant app to help with managing your wealth. Reviewed on: 26th March 2025

Definitely worth trying!

5
I've been saving with chip since it's launch and find it extremely easy to use. Everything is simple to figure out, nothing hidden meaning it's easy to know what's happening with my money Reviewed on: 26th March 2025

Really simple app to use that allows you track your...

5
Really simple app to use that allows you track your savings regularly. Easy to move funds when required and importantly allows you to do it quickly Reviewed on: 26th March 2025

One stop shop for your financial needs

5
It’s a very good app. Very clear and helpful to navigate. Every interaction I’ve had with an employee has been fruitful and any issues resolved very quickly. The options available for your money are great and the information attached to each product paints a really good picture Reviewed on: 26th March 2025

Awesome App

5
Been with chip for a few years. Love it. So easy to save, hassle free and had no negative experiences at all. Recommend to all my family and friends Reviewed on: 26th March 2025

Chip the bank to bank with!

5
Chip offers excellent rates for savers. Its prize draw is an excellent opportunity for Chips Customers to win some money. Chip offers very good customer service and is a real match to high street banks. Easy to use website and App makes Cip an investment bank to bank with Reviewed on: 26th March 2025

The best savings app, and it’s not even close!

5
Chip is super easy to use, the app is clear and well designed and their customer support is fantastic. Plus their comms are clear and informative without feeling too frequent. I’ve been using Chip for a few years now and haven’t regretted a second - every update makes saving easier and more varied. Highly recommended! Reviewed on: 26th March 2025

Excellent interest rates and good general communicat...

5
Excellent interest rates and good general communication Reviewed on: 26th March 2025

Really helpful for just keeping a little money aside.

5
Really helpful for just keeping a little money aside. Reviewed on: 26th March 2025

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