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Chip: Savings App reviews

4.93
Based on 14,606 reviews, last reviewed 1st Feb 2025
583% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Saving with Chip is effortless and lucrative - they... Saving with Chip is effortless and lucrative - they have the best rates too. Reviewed on: 1st February 2025
GF63's avatar
GF63

Latest lowest rating:

1

All that glimmers is not gold! All that glimmers is not gold! Frightful organisation Reviewed on: 31st January 2025
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Aubrey J

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14606)

Review of the Chip, Savings App:

Savings You Can Bank On!

5
I love Chip. It just chips away at your bank account taking those little sums you just won't miss whilst giving you a return of up to 5%pa at the same time. But you can always get some, or all, of your money back any time you wish or adjust savings levels. In fact you have total control over everything that happens & the reporting functionality is excellent too. Your money is safe too as it's ring fenced with a major High Street bank & therefore covered by the FSCS. Arguably the most friendly app out there. The way it communicates makes you feel you are interacting with real people. This is 21st centrury banking at its best - and will only get better I believe. Reviewed on: 12th December 2018

Saving and investments made easy

5
It’s a breath of fresh air to have an app that simplifies the art of saving, with a choice of different savings options that I didn’t even realise you could invest in! I’ve been using chip for a long time and it’s so easy to link your bank account and let chip do the hard work for you. Reviewed on: 31st January 2025

Since joining Chip it’s been so easy to save

5
Since joining Chip it’s been so easy to save and work towards have stability without worrying about if one would use it since there is no physical or even digital card- saving with the price saving account is also like a game will I get a prize just by doing my best saving or will it be the next month with even more chances. Highly recommend Reviewed on: 31st January 2025

Savings and Investments for all.

5
The app has simplified the savings process and the company breakdown the jargon in such a way that is digestible and accessible for all. Reviewed on: 31st January 2025

All that glimmers is not gold!

1
All that glimmers is not gold! Frightful organisation Reviewed on: 31st January 2025

It's a very simple to use platform, that just works.

5
It's a very simple to use platform, that just works. But there's also nuance as to all the different ways you can focus on doing one thing - saving money. Unlike where my current account is, I know that all my money in this app is going towards savings - where it's short term savings in a interest savings account, more long term in a cash ISA, or even longer in a S&S ISA, where the focus is on fund investments, rather than riskier investments in individual companies. Reviewed on: 31st January 2025

Long time Chip supporter

5
I have been a long time Chip fan. The app, customer care and service is second to none. They provide competitive interest rates and the user experience is flawless. Reviewed on: 31st January 2025

Chip has help me save for the future

5
Chip has help me save for the future Reviewed on: 31st January 2025

Best way to save money, easy & accessible.

5
Best way to save money, easy & accessible. Takes the stress out of saving. Reviewed on: 31st January 2025

Saving without realising

5
Saving without realising, and the money is invested so earning interest in the background Reviewed on: 31st January 2025

Chip makes saving easy!

5
Chip makes saving easy! It sets money aside automatically, so I save without any effort. Great app! Reviewed on: 31st January 2025