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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Simple and innovative app and experience

5
Simple and innovative app and experience Reviewed on: 12th February 2026

Brilliant app that is easy to use.

5
Brilliant app that is easy to use. Have recommended it to members of the family - including technophobes - who have also found it easy to use. I have ended up with a lot of Chips products. All of which do exactly what they say they will, are easy to access and easy to get money back if you suddenly need it. I have been there from quite early on in their journey and have seen them improve the experience not degrade it as they scaled. Well done team chip Reviewed on: 12th February 2026

all investments in one app and monthly interest

5
all investments in one app and monthly interest Reviewed on: 12th February 2026

The app helped we get control of the finances and ta...

5
The app helped we get control of the finances and take charge of my saving habits Reviewed on: 12th February 2026

really liked using the app and enjoyed good interest...

5
really liked using the app and enjoyed good interest rates. however I am now able to get much better saving rates elsewhere so I have moved my cash Reviewed on: 12th February 2026

Chip has a very streamlined app for managing money

5
Chip has a very streamlined app with good charts for money and investment management. The app is easy to use and understand which makes me feel secure in managing and saving my money. Investment opportunities are clearly labelled and ISA rates and savings are easily accessible Reviewed on: 12th February 2026

Excellent app

5
Clear and helpful information making the whole experience accessible for everyone, including people like me who are generally ignorant about finanacial matters Reviewed on: 12th February 2026

Smart but simple

5
Smart but simple and easy to us intelligent savings app Reviewed on: 12th February 2026

By making money matters simple, I feel empowered to...

5
By making money matters simple, I feel empowered to take control of my savings and investments. Looking forward to pension management in the app. Reviewed on: 12th February 2026

One of the best banking Apos

5
The App is super easy to use. You can see all your savings in one place. It’s functional, never seems to have glitches and very use friendly. Any action that is required by the user is notified promptly with plenty of notice. Reviewed on: 12th February 2026

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