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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

One of the best savings apps.

5
One of the best savings apps. Offer various products to suit everyone. Reviewed on: 12th February 2026

Easy set up, easy to use and understand

5
Easy to set up, easy to use and understand. Lots of additional information available and almost Instant money transfers. Helped me to look after and grow my money. I’m very careful and risk averse and even started investing. Reviewed on: 12th February 2026

Chip is my go-to savings account!

5
Chip is my go-to savings account! Since first opening an account with Chip several years ago now, I currently have 3 accounts open with them and I wouldn’t look back. The app is so easy to use, the information is clearly presented and so easy to navigate. The customer service is brilliant and I’ve never had an issues with functionality. Reviewed on: 11th February 2026

Easy to use, automated saving, interactive, great in...

5
Easy to use, automated saving, interactive, great insights - an app I use everyday to motivate me to grow wealth for my future freedom. Brilliant customer service - what more could you ask for. Reviewed on: 11th February 2026

Just easy to use and very intuitive.

5
Just easy to use and very intuitive. Gives me all the info I need and with competitive rates. Can’t recommend them enough really! They offer a number of different accounts as well, so gives me the flexibility I need Reviewed on: 11th February 2026

I find chip so easy to use and the app is particular...

5
I find chip so easy to use and the app is particularly easy to navigate and understand Reviewed on: 11th February 2026

Easy to use app and can easily see all accounts in o...

5
Easy to use app and can easily see all accounts in one place. Transfers out & in are almost instant which is a must! Reviewed on: 11th February 2026

Saving more money for the future

5
Saving more money for the future Reviewed on: 11th February 2026

Long time user, long time lover!

5
I have used chip for a few years and it has helped me massively with my savings! With different accounts with discerner interest, rates there really is something for everyone. With the ease of auto saves and manual deposits it can really add up quickly, and it’s also really easy to withdraw whenever you need to with the instant access accounts, which I’ve found so handy if I’ve ever needed to move money fast, literally takes seconds! Basically I love it, and am really grateful that this app exists! Reviewed on: 11th February 2026

Great Savings Tool!

5
Such a brilliant idea - saving without even noticing! It’s surprising how quickly your savings add up, all without even thinking about it! It’s easy to adjust the amount you save, or even skip a save if you need to. I’ve recommended the App to so many people! Reviewed on: 11th February 2026

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