Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,196 reviews, last reviewed 11th May 2025
3693% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top customer service I was positively surprised by the very good customer service. Reviewed on: 11th May 2025
Arhond's avatar
Arhond

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18196)

Review of the Chip, Savings App:

Top interest rate, easy to use app

4
Chip has the highest instant access instant rate and the app is easy to use. I would like the option of a cash ISA. Reviewed on: 11th April 2023

Easy to use good rates

5
Easy to use. Good rates. Easy interface Reviewed on: 28th March 2025

Great money saving tool!

5
I have been using Chip for several years and it has been the best tool for building up savings. The interest rates are on par with the best high street banks. The app itself is extremely well made and responsive, with easy access to information. It is also updated very regularly with great features and improvements. Also it is not "pushy" or spamming my device constantly with offers etc like many similar apps. Highly recommended. Reviewed on: 28th March 2025

An easy to use and good value provider

5
I find Chip easy to use, and they offer competitive rates in a hectic market! Reviewed on: 28th March 2025

App is so easy to use and I feel is...

5
App is so easy to use and I feel is very secure Reviewed on: 28th March 2025

Smooth sailing

5
Smooth, was recommended by my son and apart from a few obstacles at the start which were my original bank blocking my transfer, all has been good. Reviewed on: 28th March 2025

Chip is super easy to use and is consistently provid...

5
Chip is super easy to use and is consistently provides a leading interest rate for the market. Reviewed on: 28th March 2025

Chip off the old block

5
The whole process has been straight forward and it's great to have a digital bank on hand to access my money when I need to - be that for savings or withdrawals. In a complex world I've valved the simplicity of using Chip. Reviewed on: 28th March 2025

Chip and their services were invaluable to me as I w...

5
Chip and their services were invaluable to me as I was going through the process of purchasing my first home. Knowing my money was safe, setting a savings goal and earning on my investments all helped me immensely. Reviewed on: 28th March 2025

Smooth, easy to use, good rates, everything you need

5
Smooth, easy to use, good rates, everything you need Reviewed on: 28th March 2025

Excellent Savings App...

5
Excellent savings app, helped me save up more than I've ever been able to previously. It's so handy and you don't notice the small amounts going in every few days. Reviewed on: 28th March 2025