Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,205 reviews, last reviewed 12th Jun 2025
1979% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have no fault to find with Chip I have no fault to find with Chip Reviewed on: 12th June 2025
Chris R's avatar
Chris R

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18205)

Review of the Chip, Savings App:

Excellent Savings App

5
Such a good app for saving. Market leading rates and variety of accounts available. You can easily build up savings. Reviewed on: 15th February 2023

I have no fault to find with Chip

5
I have no fault to find with Chip Reviewed on: 12th June 2025

Always there or thereabouts with top interest rates.

5
Always there or thereabouts with top interest rates. Reviewed on: 12th June 2025

A great saving app.

5
A great saving app... loads of decent investments and advice ... great intrest rates aswell... also has a weekly round-up where they put money aside everyweek from your bank account for you making saving that but easier... i would highly recommend to anyone 5***** Reviewed on: 12th June 2025

Chip gets my vote

5
I’ve had the Chip app for a few years now. It’s easily to you and the service is excellent Reviewed on: 12th June 2025

This app has boosted my savings.

5
This app has dramatically boosted my savings. The ease and efficiency of having the automated deposits, as well as the recurring deposits, has been fantastic. I have peace of mind knowing that my savings are being increased without having to regularly remember to make deposits. Also, having my savings, an ISA and a stocks & shares ISA investment fund together on one dashboard means I can easily track my money. Would 100% recommend this app to all. Reviewed on: 12th June 2025

Easy way to save and invest for anyone without exper...

5
Easy way to save and invest for anyone without experience and little time available Reviewed on: 12th June 2025

Good range of products with competitive rates.

5
Good range of products with competitive rates. They often have sign up or referral offers too which are very generous. Every time I have dealt with customer service they have been quick and very helpful. Reviewed on: 12th June 2025

I love this savings app

5
I’ve been using Chip for a few years now, and I find the savings features to be extremely valuable. They really help find where I may have some extra money that could be put into savings, and the accounts they offer have had some great returns so far Reviewed on: 26th May 2025

Love Chip- recommend it to everyone- clear not compl...

5
Love Chip- recommend it to everyone- clear not complicated and easy to use Reviewed on: 22nd May 2025

Top customer service

5
I was positively surprised by the very good customer service. Reviewed on: 11th May 2025