Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,187 reviews, last reviewed 23rd Apr 2025
8019% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am really satisfied with the ease of use and wealt... I am really satisfied with the ease of use and wealth it generated for me. Reviewed on: 23rd April 2025
nviegener's avatar
nviegener

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18187)

Review of the Chip, Savings App:

High interest rate

5
Giving highest instant saver rate on the market. Reviewed on: 23rd February 2023

I am really satisfied with the ease of use and wealt...

5
I am really satisfied with the ease of use and wealth it generated for me. Reviewed on: 23rd April 2025

Love it love it love it

5
Love it love it love it - it is so user friendly, offers a great range of investments and good value for money Reviewed on: 23rd April 2025

Long-term user and supporter of Chip

5
I've been using Chip for a number of years and their choice of savings and investment accounts is what drew me to them. They have options for any type of saver and their prize account is also a unique offering. Reviewed on: 23rd April 2025

Been using for six years. Plan to continue.

5
Been using for six years. The auto saving has helped me build my 'rainy day fund' without really thinking. I find I can always access my money quickly, when I need it. Plus The investment section is also great and removes a mental barrier to starting investing, plus it has a great range of options to choose from based on your risk appetite. Reviewed on: 23rd April 2025

Amazing app and Amazing experience !

5
Amazing app and Amazing experience ! Reviewed on: 23rd April 2025

No idea what they are doing.

1
Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is seemingly desperate to appeal to people with huge assets, people who would have very little need to move to this company that communicates poorly, doesn’t bother to tell you when their interest rates go down, and is desperate for you to pay each month for no real advantage. I stuck with chip for far too long, a good bit of sunk-cost fallacy there, but when I finally had the chance to take a proper look at their competitors, the choice was simple. Stay with a company that has no interest in keeping me as a customer, or move elsewhere and actually make my money work. Reviewed on: 22nd April 2025

Love CHIP

5
Chip always offers the best rates, ustomer services are always on hand and they are always offering up new savings opportunities and ideas. Reviewed on: 22nd April 2025

Chip App is easy to use, easy to deposit and withdra...

5
Chip App is easy to use, easy to deposit and withdraw and fast responses to questions Reviewed on: 21st April 2025

Cool app and I love the great rates

5
Cool app and I love the great rates Reviewed on: 17th April 2025

I love the auto save AI and the prize draw account -...

5
I love the auto save AI and the prize draw account - I've had way more wins that with Premium bonds Reviewed on: 16th April 2025