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Clearpay: Buy now pay later reviews

3.18
Based on 48 reviews, last reviewed 12th Jun 2025
400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
59%
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4%
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2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
35%

Latest highest rating:

5

Easy to set up and budget to spread payments, especi... Easy to set up and budget to spread payments, especially for those of us who can’t easily get credit etc Reviewed on: 12th June 2025
CKY's avatar
CKY

Latest lowest rating:

1

Fraudulent practices! It seems Clearpay manipulates reviews! Reporting them to Trading Standards and The Financial Ombudsman! Tried to open an account and was told I had an... Read more Reviewed on: 30th April 2025
Haliku P's avatar
Haliku P

About this product

Clearpay allows you to split purchases into four equal, interest-free payments over six weeks.

Clearpay has an app where you can track your payments and reschedule payment dates. You can also set up a digital Clearpay Card to add to your Apple or Google Wallet.

Clearpay reviews help you find out what it’s really like to be a customer. If you’ve used Clearpay before, you can also leave a review and share your experience.

Clearpay Buy now pay later reviews (48)

Review of the Clearpay, Buy now pay later:

Unbelievable

1
Is unbelievable the service provider… Is unbelievable the service provider this order number 400289570573 with jd sport I never received the item they told me to with jd sport but send lot late fee tray to take money to my account so... I decide to don't pay a penny before I speak with someone I sent around 40 email they answer the same Ticket number your I've noticed that you have a couple of open queries with us. To make it easier, I will be closing this enquiry and we will be responding to your enquiry # 16590853. You have given a resolution and explanation from the previous ticket regarding your claim. If you have any other queries with us, please do not hesitate to send us an email and we will be willing to assist further thank you Ram This text me every email I sent nobody resolved the problem is a joke for stole money Reviewed on: 24th May 2022

Easy to set up and budget to spread payments, especi...

5
Easy to set up and budget to spread payments, especially for those of us who can’t easily get credit etc Reviewed on: 12th June 2025

Excellent provider.

5
Excellent provider. Adaptive and responsive with no charge for credit. Reviewed on: 26th May 2025

Fraudulent practices!

1
It seems Clearpay manipulates reviews! Reporting them to Trading Standards and The Financial Ombudsman! Tried to open an account and was told I had an account 5 years ago and an outstanding balance of 49£, 22! Emails with them, hours of messaging back and forth and trying to sort this and repay the debt I didn’t know I had with them, being made to believe I can then use their services again. But low and behold, once I paid this, I got a message saying they will NEVER offer me their services again! Imagine the cheek! Their fraudulent tactics to get me to pay will absolutely be reported! Reviewed on: 30th April 2025

Very useful!

5
Very useful! I use it all of the time and have never had any complaints. App is great and very accessible and it is well organised so you can clearly see when you owe and what you owe! Reviewed on: 22nd April 2025

Easy to use app

5
Easy to use app with good offers linked to retailers Reviewed on: 18th April 2025

Absolutely rubbish company.

1
Absolutely rubbish company. Admittedly I was late paying my balance but cleared it in full under the assumption my services would be restored (in black and white from them on an email). DO NOT BELIEVE THIS RUBBISH!! They will take the money and then close your account for ever! Customer service didn't want to know despite me threatening them with watchdog due to false / misleading information. Reviewed on: 3rd September 2024

The company lie and take your money

1
The company lie and take your money They will not refund you all your money, they won't even refund you half. They are scammers and dishonest. Please stay away. Reviewed on: 2nd September 2024

Purchase through their app so easy to use, affordabl...

5
Purchase through their app so easy to use, affordable fortnightly payments. Access to purchase through Company’s. Reviewed on: 11th June 2024

When I need something I will have it straight away a...

5
When I need something I will have it straight away and pay slowly that way I love to use clearpay Reviewed on: 29th May 2024

It was very easy to set up an account with ClearPay.

4
It was very easy to set up an account with ClearPay. They gave me an initial credit limit but as I am a new account, they have only allowed me to place a small amount of orders to begin with. This is a little frustrating but also an indication of how they are at least trying to be responsible with their lending as they do not do credit checks. Overall I have had a good experience with Clearpay so far. Reviewed on: 16th May 2024