Smart Money People Logo

Co-op Insurance: Home Insurance reviews

3.00
Based on 21 reviews, last reviewed 11th Sep 2024
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
24%
See only 4 star reviews
42%
3 star
See only 3 star reviews
0%
See only 2 star reviews
5%
See only 1 star reviews
29%

Latest highest rating:

4

Very helpful and friendly My renewal was due and the renewal quote was higher than previous. I rang the helpline and after chatting about my financial situation the insurance w... Read more Reviewed on: 11th September 2024
Jed's avatar
Jed

Latest lowest rating:

2

2 CLAIMS One claim. One claim rejected as damage caused by neighbour's builder using off-road vehicle. Small print!! I had legal cover but company dealing w... Read more Reviewed on: 24th August 2024
Diana Julia Broad's avatar
Diana Julia Broad

About this product

Co-op Insurance Home Insurance Reviews

Co-op Home Insurance now with a free indoor security camera (worth £79.99)! Get the free camera with a new combined Buildings & Contents Policy (ends 20th Sep 2017. T&Cs apply, see coop.co.uk/camera).

Co-op Insurance Home Insurance reviews (21)

Review of the Co-op Insurance, Home Insurance:

Great customer service

4
Great phone experience, can speak to a real person onshore who knows what they are talking about Reviewed on: 23rd August 2024

Very helpful and friendly

4
My renewal was due and the renewal quote was higher than previous. I rang the helpline and after chatting about my financial situation the insurance was offered at the same price as previously. Very understanding customer service! Reviewed on: 11th September 2024

Cheapest home contents insurance available

5
They're very cheap about the cheapest I could find for home contents insurance Reviewed on: 26th August 2024

2 CLAIMS

2
One claim. One claim rejected as damage caused by neighbour's builder using off-road vehicle. Small print!! I had legal cover but company dealing with me wanted me to do all the work despite the fact that I sent them all relevant documents, photos, etc. Then they said I didn't have more than a 1% chance of winning the case. No approach was made to negotiate with owner of property or builder who did damage. Cost of my replacing shed is estimated to be £1,000. TOO MUCH SMALL PRINT!!! Then I had damage to carpets. This claim was accepted but carpet layers damaged new painted hallway, banisters, etc. So now I have to find a painter and another convenient time for work to be done. Premium has increased by huge amount. Is insurance worth it! Reviewed on: 24th August 2024

500% increase at renewal for oap's living in a small...

1
500% increase at renewal for oap's living in a small safe village...and no one could tell me why .I got the impression they are penalising older people because the think they have more money !! Reviewed on: 9th August 2024

I recently received my renewal notice from the co-op...

1
I recently received my renewal notice from the co-op from my home and contents insurance. It has increased by 303%. When I queried why it had increased to such an extent i was informed that they put all my details to a panel of insurers and that is the best price they could get. There was no explanation of why there was such a huge increase. We have not changed any details regarding our property or contents. Using a price comparison site we could find 25 offers and I was finally able to fix one at a reasonable rate of increase from the current year . I certainly couldn’t recommend the co-op for house and contents insurance . Reviewed on: 5th June 2024

New customer, no complaints so far

5
New customer, no complaints so far Reviewed on: 5th March 2024

Price hike for retired households.

1
Co-op has Increased prices for retired households with buildings and contents insurance. Are they penalising the elderly? There web page shows an elderly couple in the building and contents picture, should this be put to the advertising authority? Reviewed on: 9th November 2023

Useful insurance with helpful add ons

4
I always use Coop buildings and contents insurance. It seems competitive as long as you create a new policy each year (frustrating but common issue) rather than the auto renewal quote. The choice of add one is v helpful and the adjustable excess amounts. I’m especially glad of the bicycles cover with all risks away from Home option. Essential these days and very helpful when I had a claim once. Reviewed on: 30th August 2023

Competitive home insurance

4
If you need combined building and contents insurance with cycles included under all risks away from home this is a useful and competitive product. There are various add ons and introductory offers that can include extra legal cover. The downside is that each year you need to reapply for brand new insurance to get the best price. Reviewed on: 22nd August 2023

Great insurance

5
Good responsive service and very good communication Reviewed on: 22nd August 2023

Do you have a different Co-op Insurance product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Co-op Insurance has a range of products available. Check the ratings of each product to find the right one for you. View all products