Covea Insurance reviews
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Covea Insurance reviews
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Review summary
People rate this company as Terrible based on 28 product reviews
Wondering how this rating works?
This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
Latest positive rating
Top notch
Quality service. Great people. We
Latest negative rating
Covea Insurance - Absolutely Appalling
My experience with Covéa Insurance has been completely appalling. I reported a claim in early March, some days later I was contacted and informed that... My experience with Covéa Insurance has been completely appalling. I reported a claim in early March, some days later I was contacted and informed that an SP30 from August 2025 had not been disclosed. I had, in fact, reported this to my broker, Santander UK, and subsequently provided written evidence of the disclosure to Covéa. Despite this, Covéa contacted me to inform me that they were: Applying a 21% penalty for “non-disclosure” of the SP30. When challenged on the evidence submitted, they confirmed that they had this on file but no-one had bothered to read or review it before applying the penalty. I was informed that they would refer the matter to management and I would receive a call in 3-4 days. Several weeks later, they have repeatedly failed to provide updates or resolve the claim. I have made calls to the customer service team, who have basically been rude and obstructive: I have been implicitly accused of dishonesty, with suggestions the documentation submitted for proof of disclosure was not valid. I have been promised many call backs, none of which have been honoured. I have been met with repeated refusals to let me speak to a manager, on the call today, I asked to speak to a manager more than 10 times, and the lady I was speaking to refused to even check if a manager was available, instead informing me that the evidence provided for the disclosure was insufficient and that a manager would "just tell you the same thing". On the call today and when I was again accused of non-disclosure and dishonesty, I said that I would make a report to their CEO, I was told to “do what you like, it won’t make any difference” I said that I would make a formal complaint and involve the Financial Ombudsman Service, I was promptly informed that the route to the Financial Ombudsman would be "blocked" by Covea whilst they investigated the complaint internally, a process I am informed takes a minimum to 6-8 weeks. My broker Santander has also been brought into the mix as they claim that Santander failed to pass on my disclosure and were now refusing to respond to any communication from Covea. So essentially, no apologies for the delays and lack of communication on their part, just a shifting of blame and obnoxious statements about how they will handle any complaints that may be forthcoming. As of today, 20th April, the claim remains unresolved with no clear outcome. I am relatively lucky my vehicle is still driveable, there was no other vehicle involved in the incident and no-one was hurt. I can only imagine the situation I would be facing if it had been a serious collision... That said, I am facing significant body work repairs and the insurance premiums that I have paid, have effectively been for nothing! There are no circumstances under which I would deal with this organisation again and would not recommend them to anyone. Read more Read less
About Covea Insurance
Covea Insurance offers a wide range of insurance products for individuals as well as small and medium sized businesses. Covea Insurance only offer products through a network of intermediaries and brokers, and although they are not a household name in the UK, they are part of one of Europe's leading mutual insurance groups, Covea. Smart Money People is the place for Covea Insurance reviews. Read and write Covea Insurance reviews today to help increase trust and transparency in financial services.
Covea Insurance at a glance
Reviews for Covea Insurance
Showing 11 of 28 company reviews • Last reviewed within 21 days
Covea Insurance - Absolutely Appalling
My experience with Covéa Insurance has been completely appalling. I reported a claim in early March, some days later I was contacted and informed that... My experience with Covéa Insurance has been completely appalling. I reported a claim in early March, some days later I was contacted and informed that an SP30 from August 2025 had not been disclosed. I had, in fact, reported this to my broker, Santander UK, and subsequently provided written evidence of the disclosure to Covéa. Despite this, Covéa contacted me to inform me that they were: Applying a 21% penalty for “non-disclosure” of the SP30. When challenged on the evidence submitted, they confirmed that they had this on file but no-one had bothered to read or review it before applying the penalty. I was informed that they would refer the matter to management and I would receive a call in 3-4 days. Several weeks later, they have repeatedly failed to provide updates or resolve the claim. I have made calls to the customer service team, who have basically been rude and obstructive: I have been implicitly accused of dishonesty, with suggestions the documentation submitted for proof of disclosure was not valid. I have been promised many call backs, none of which have been honoured. I have been met with repeated refusals to let me speak to a manager, on the call today, I asked to speak to a manager more than 10 times, and the lady I was speaking to refused to even check if a manager was available, instead informing me that the evidence provided for the disclosure was insufficient and that a manager would "just tell you the same thing". On the call today and when I was again accused of non-disclosure and dishonesty, I said that I would make a report to their CEO, I was told to “do what you like, it won’t make any difference” I said that I would make a formal complaint and involve the Financial Ombudsman Service, I was promptly informed that the route to the Financial Ombudsman would be "blocked" by Covea whilst they investigated the complaint internally, a process I am informed takes a minimum to 6-8 weeks. My broker Santander has also been brought into the mix as they claim that Santander failed to pass on my disclosure and were now refusing to respond to any communication from Covea. So essentially, no apologies for the delays and lack of communication on their part, just a shifting of blame and obnoxious statements about how they will handle any complaints that may be forthcoming. As of today, 20th April, the claim remains unresolved with no clear outcome. I am relatively lucky my vehicle is still driveable, there was no other vehicle involved in the incident and no-one was hurt. I can only imagine the situation I would be facing if it had been a serious collision... That said, I am facing significant body work repairs and the insurance premiums that I have paid, have effectively been for nothing! There are no circumstances under which I would deal with this organisation again and would not recommend them to anyone. Read more Read less
If you ever experience a claim like we have had over...
If you ever experience a claim like we have had over the last 12 months you would understand my scores this far! 9 months with... If you ever experience a claim like we have had over the last 12 months you would understand my scores this far! 9 months with no floor covering and had to spend so much time fighting to get a result, all over a simple leak in the kitchen floor! Read more Read less
Products from Covea Insurance
Car Insurance
by Covea InsuranceBefore selecting your next car insurance provider, find out what genuine customers have to say about the company and its policies. We collect Covea car insurance reviews to give you...
Car Insurance
by Covea InsuranceBefore selecting your next car insurance provider, find out what genuine customers have to say about the company and its policies. We collect Covea car insurance reviews to give you...
Home Insurance
by Covea InsuranceBefore taking out a new insurance policy, check customer reviews to gain insight into the provider. At Smart Money People, we collect Covea Insurance home insurance reviews to help you...
Home Insurance
by Covea InsuranceBefore taking out a new insurance policy, check customer reviews to gain insight into the provider. At Smart Money People, we collect Covea Insurance home insurance reviews to help you...
Business Insurance
by Covea InsuranceCovéa Insurance offers a range of business insurance products focused on the SME market, ranging from motor fleet, retail and combined commercial. Read and write Covéa Business Insurance reviews at...
Business Insurance
by Covea InsuranceCovéa Insurance offers a range of business insurance products focused on the SME market, ranging from motor fleet, retail and combined commercial. Read and write Covéa Business Insurance reviews at...
Liability Insurance
by Covea InsuranceAt Smart Money People, we collect Covea liability insurance reviews from customers like you. If you're thinking of getting Covea Liability Insurance check out our reviews, or if you're an...
Liability Insurance
by Covea InsuranceAt Smart Money People, we collect Covea liability insurance reviews from customers like you. If you're thinking of getting Covea Liability Insurance check out our reviews, or if you're an...
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