Write a review

Halifax: Clarity Credit Card reviews

Name: Clarity Credit Card
Rating: 4.28 (255 reviews)

View other Halifax products

4.14

Based on 255 reviews, last reviewed 9th Oct 2024

80% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

66%

17%

10%

Latest highest rating:

5

Handy while on holiday paying for more expensive items. Handy while on holiday paying for more expensive items. Reviewed on: 9th October 2024

Latest lowest rating:

1

Card blocked whilst abroad. Card blocked whilst abroad. After 3 days not resolved. Debacle. Many times unsuccessful calls and no way to use ebanking app to help. Reviewed on: 20th September 2024

Read all reviews See your review

About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

Already have the Clarity credit card? Please write your own review and share your experiences with Smart Money People, the UK's leading financial services review site.

Together, we can make financial services work better for everyone - but we need your help!

Halifax Clarity Credit Card reviews (255)

Review of the Halifax, Clarity Credit Card:

Excellent service

Very good customer service in terms of call centres and postal admin. Reviewed on: 15th November 2016

Great exchange rate

Perfect for holiday spends! A great exchange rate Reviewed on: 10th February 2018

Trying to use the card abroad

In the days when you could phone the bank to tell them you were going abroad, there was never a problem. Now they say, there's no need to tell us. However i did call Halifax to clarify charges on the card, and at the same time told them i was going to India. On arrival in India, i went to the ATM only to have my card rejected. The ATM then also rejected my Halifax debit card. By this time there was a queue behind me to use the ATM. So i went to the currency exchange and changed some British pounds. In the taxi on the way to the hotel, received two texts asking if i had attempted to use my cards. I responded to both texts and received another two thanking me for using the fraud line and that i should wait another ten minutes before attempting to use the cards again. All well and good but the system doesn't work as well as it used to and will now have to pay for all six texts. Reviewed on: 5th February 2018

Great card to have when travelling

No fees on spending or withdrawing cash when abroad what more could you want. Reviewed on: 16th January 2018

Cheapest credit card to use abroad

Low rates and no fees on spending or withdrawing cash abroad. Reviewed on: 14th January 2018

Great for going overseas

this card is fantastic for usage overseas. We have used this on several holidays and it always works out the best value Reviewed on: 13th January 2018

Great overseas card

Great credit card for using overseas with no charges for spending Reviewed on: 2nd December 2017

Simple, No Nonsense C/C

This is the best way to look after your cash whilst abroad. No hidden charges. Reviewed on: 25th November 2017

Clarity in name and nature

I got one of these this year to use abroad and it was brilliant. The exchange rate it fair, I got a £20 cashback for using it by a certain date and that was added promptly. Brill. Reviewed on: 19th November 2017

Very good credit card

Good interest rate and excellent customer service. Reviewed on: 16th November 2017

Fabulous for Holidays

I like to use the Clarity Credit Card for foreign expenditure. This card has no fees on spending abroad as long as you pay your statement in full by the date shown. The rate you'll get is set by Mastercard – it tends to be higher than Visa's and Amex's rate. Reviewed on: 15th November 2017

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Halifax has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub