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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.12 (268 reviews)

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4.12

Based on 268 reviews, last reviewed 2nd May 2026

50% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

66%

18%

10%

Latest highest rating:

5

Brilliant . Great communication throughout a pleasure to deal with. Always helpful Reviewed on: 24th March 2026

Latest lowest rating:

1

They switch from Mastercard to visa and it’s caused... They switch from Mastercard to visa and it’s caused a lot of disruption to or regular payments Reviewed on: 2nd May 2026

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (268)

Travel Right

We always use our clarity Card for ease of use and the best rates for travel cash. Reviewed on: 11th February 2018

Great

Used for holiday no problem would recommend. Reviewed on: 11th February 2018

Great travel credit card

Excellent use of credit card for hols. Reviewed on: 10th February 2018

Great exchange rate

Perfect for holiday spends! A great exchange rate Reviewed on: 10th February 2018

Trying to use the card abroad

In the days when you could phone the bank to tell them you were going abroad, there was never a problem. Now they say, there's no need to tell us. However i did call Halifax to clarify charges on the card, and at the same time told them i was going to India. On arrival in India, i went to the ATM only to have my card rejected. The ATM then also rejected my Halifax debit card. By this time there was a queue behind me to use the ATM. So i went to the currency exchange and changed some British pounds. In the taxi on the way to the hotel, received two texts asking if i had attempted to use my cards. I responded to both texts and received another two thanking me for using the fraud line and that i should wait another ten minutes before attempting to use the cards again. All well and good but the system doesn't work as well as it used to and will now have to pay for all six texts. Reviewed on: 5th February 2018

Great card to have when travelling

No fees on spending or withdrawing cash when abroad what more could you want. Reviewed on: 16th January 2018

Cheapest credit card to use abroad

Low rates and no fees on spending or withdrawing cash abroad. Reviewed on: 14th January 2018

Great for going overseas

this card is fantastic for usage overseas. We have used this on several holidays and it always works out the best value Reviewed on: 13th January 2018

Great overseas card

Great credit card for using overseas with no charges for spending Reviewed on: 2nd December 2017

Simple, No Nonsense C/C

This is the best way to look after your cash whilst abroad. No hidden charges. Reviewed on: 25th November 2017

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