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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 3.60 (271 reviews)

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3.60

Based on 271 reviews, last reviewed 15th Jun 2026

No new 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

65%

17%

11%

Latest highest rating:

5

Used this card a lot when abroad, no transaction fee... Used this card a lot when abroad, no transaction fees and excellent exchange rates Reviewed on: 12th June 2026

Latest lowest rating:

1

Terrible customer serviice. Terrible customer serviice. Nearly 4 hours to resolve making a transaction. You are directed to their virtual agent in app BUT its useless - i wasted ... Read more Reviewed on: 15th June 2026

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (271)

Great for going overseas

this card is fantastic for usage overseas. We have used this on several holidays and it always works out the best value Reviewed on: 13th January 2018

Great overseas card

Great credit card for using overseas with no charges for spending Reviewed on: 2nd December 2017

Simple, No Nonsense C/C

This is the best way to look after your cash whilst abroad. No hidden charges. Reviewed on: 25th November 2017

Clarity in name and nature

I got one of these this year to use abroad and it was brilliant. The exchange rate it fair, I got a £20 cashback for using it by a certain date and that was added promptly. Brill. Reviewed on: 19th November 2017

Very good credit card

Good interest rate and excellent customer service. Reviewed on: 16th November 2017

Fabulous for Holidays

I like to use the Clarity Credit Card for foreign expenditure. This card has no fees on spending abroad as long as you pay your statement in full by the date shown. The rate you'll get is set by Mastercard – it tends to be higher than Visa's and Amex's rate. Reviewed on: 15th November 2017

Clarity Card for Abroad

This card is great for travelling - We got it initially for travelling to America but have used it all over Europe/Ireland or any time we travel. The genius behind it is that it doesn't cost a penny to use the card abroad - you can spend without charges and lift money out of an ATM anywhere. The only downside is the high APR so what we do is save the money up before we travel and then pay it off as soon as we get back. Reviewed on: 13th November 2017

Excellent card for shopping abroad

I like halifax, they are pretty good at in store service, and they have pretty good telephone service too. But, it is their products and online usage which makes them a cut above other banks. I used this card in the states and in Switzerland, no problems, no fees, just used and charged the exchange rate of the day! Reviewed on: 11th November 2017

Great for spending abroad

No charges for spending abroad. No rewards though Reviewed on: 11th November 2017

Good for travel

I use this card all the time but particularly good when travelling overseas and paying on card, as there are no fees for this. Just a shame there are charges on withdrawals. Reviewed on: 8th November 2017

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