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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.12 (268 reviews)

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4.12

Based on 268 reviews, last reviewed 2nd May 2026

50% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

66%

18%

10%

Latest highest rating:

5

Brilliant . Great communication throughout a pleasure to deal with. Always helpful Reviewed on: 24th March 2026

Latest lowest rating:

1

They switch from Mastercard to visa and it’s caused... They switch from Mastercard to visa and it’s caused a lot of disruption to or regular payments Reviewed on: 2nd May 2026

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (268)

Good

Had no problems with this card except that we could not have it as a joint account Reviewed on: 24th July 2018

Good card

Have had no trouble using this card and they are very security conscious. Good card to use abroad Reviewed on: 23rd July 2018

Great for travelling

Always use the Clarity Credit Card especially when abroad because you get a great exchange rate but also no transaction charges which all add up if using another type of credit card Reviewed on: 8th June 2018

Credit card for overseas spending

I use this card for holiday spending in Europe. There is no transaction fee and you always get the best exchange rate. I also received a special offer of almost a year's interest free credit on purchases. Reviewed on: 11th April 2018

Very convenient

No currency exchange fee when abroad is the winner for me Reviewed on: 4th April 2018

Best Credit card for abroad

This is the best card to take abroad, it does not charge you any fees when using to purchase goods. It is also good for using in this country too Reviewed on: 4th April 2018

Really great card

An excellent credit card which I can rely on when travelling or when at home Reviewed on: 4th April 2018

I got a good rate for the credit Card

As a new Halifax credit card owner, I am delighted with the ease of using it, the credit card is on the app I already use making it easy to check and it is a good rate. Reviewed on: 4th April 2018

Good rates

Card came quick. Good rates on overseas transactions Reviewed on: 4th April 2018

Holiday disaster

I don't know we're to start right from the word go this card ruined our holiday to Australia , with constant declines then would work. Had to relie on friends and strangers for help. Now back shall be making a visit to the Halifax to complain after being told it will work every were. Reviewed on: 17th March 2018

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