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Halifax: Clarity Credit Card reviews

4.13
Based on 254 reviews, last reviewed 20th Sep 2024
100% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
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10%

Latest highest rating:

5

Using Halifax Clarity credit card aboard. Using Halifax Clarity credit card aboard. No issues at all and easy to withdraw funds with no interest charges attached. Customer service is very good... Read more Reviewed on: 2nd June 2024
Steve H's avatar
Steve H

Latest lowest rating:

1

Card blocked whilst abroad. Card blocked whilst abroad. After 3 days not resolved. Debacle. Many times unsuccessful calls and no way to use ebanking app to help. Reviewed on: 20th September 2024
Ian h's avatar
Ian h

About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

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Halifax Clarity Credit Card reviews (254)

Trying to use the card abroad

1
In the days when you could phone the bank to tell them you were going abroad, there was never a problem. Now they say, there's no need to tell us. However i did call Halifax to clarify charges on the card, and at the same time told them i was going to India. On arrival in India, i went to the ATM only to have my card rejected. The ATM then also rejected my Halifax debit card. By this time there was a queue behind me to use the ATM. So i went to the currency exchange and changed some British pounds. In the taxi on the way to the hotel, received two texts asking if i had attempted to use my cards. I responded to both texts and received another two thanking me for using the fraud line and that i should wait another ten minutes before attempting to use the cards again. All well and good but the system doesn't work as well as it used to and will now have to pay for all six texts. Reviewed on: 5th February 2018
Geoffrey Griffiths's avatar
Geoffrey Griffiths

Great card to have when travelling

5
No fees on spending or withdrawing cash when abroad what more could you want. Reviewed on: 16th January 2018
Alex's avatar
Alex

Cheapest credit card to use abroad

4
Low rates and no fees on spending or withdrawing cash abroad. Reviewed on: 14th January 2018
Ali J's avatar
Ali J

Great for going overseas

5
this card is fantastic for usage overseas. We have used this on several holidays and it always works out the best value Reviewed on: 13th January 2018
Laura Moore's avatar
Laura Moore

Great overseas card

5
Great credit card for using overseas with no charges for spending Reviewed on: 2nd December 2017
Christine Schneider's avatar
Christine Schneider

Simple, No Nonsense C/C

5
This is the best way to look after your cash whilst abroad. No hidden charges. Reviewed on: 25th November 2017
Helen Williams's avatar
Helen Williams

Clarity in name and nature

5
I got one of these this year to use abroad and it was brilliant. The exchange rate it fair, I got a £20 cashback for using it by a certain date and that was added promptly. Brill. Reviewed on: 19th November 2017
MissyT's avatar
MissyT

Very good credit card

5
Good interest rate and excellent customer service. Reviewed on: 16th November 2017
Derek Wickham's avatar
Derek Wickham

Fabulous for Holidays

5
I like to use the Clarity Credit Card for foreign expenditure. This card has no fees on spending abroad as long as you pay your statement in full by the date shown. The rate you'll get is set by Mastercard – it tends to be higher than Visa's and Amex's rate. Reviewed on: 15th November 2017
Lesley Walsh's avatar
Lesley Walsh

Clarity Card for Abroad

5
This card is great for travelling - We got it initially for travelling to America but have used it all over Europe/Ireland or any time we travel. The genius behind it is that it doesn't cost a penny to use the card abroad - you can spend without charges and lift money out of an ATM anywhere. The only downside is the high APR so what we do is save the money up before we travel and then pay it off as soon as we get back. Reviewed on: 13th November 2017
Claire Mayne's avatar
Claire Mayne

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