Write a review

Newsletter

Go to business site

Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 3.67 (272 reviews)

View other Halifax products

3.67

Based on 272 reviews, last reviewed 20th Aug 2026

33% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

65%

17%

11%

Latest highest rating:

5

Easy and hassle free They have switched from MasterCard to Visa and this process has been seamless with excellent communication throughout. Also, they are transitioning to... Read more Reviewed on: 20th August 2026

Latest lowest rating:

1

Terrible customer serviice. Terrible customer serviice. Nearly 4 hours to resolve making a transaction. You are directed to their virtual agent in app BUT its useless - i wasted ... Read more Reviewed on: 15th June 2026

Read all reviews Write a review

About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Review Halifax: Clarity credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Halifax Clarity credit card reviews (272)

High interest low customer skills

I've ordered a replacement card 5 times but alas it never shows.. The advisers offered zero help just the same repetitive script rattled off with little care an even less resolve. Reviewed on: 11th August 2018

Perfect for travelling abroad

Easy to open and great rates abroad - what is there not to like? The app is good too. Reviewed on: 10th August 2018

Best card around

Have had no problems with this card, good for taking abroad and their security system seems to be 'on the ball' Reviewed on: 25th July 2018

Very useful

Very handy card to have especially abroad. Reviewed on: 24th July 2018

Good

Had no problems with this card except that we could not have it as a joint account Reviewed on: 24th July 2018

Good card

Have had no trouble using this card and they are very security conscious. Good card to use abroad Reviewed on: 23rd July 2018

Great for travelling

Always use the Clarity Credit Card especially when abroad because you get a great exchange rate but also no transaction charges which all add up if using another type of credit card Reviewed on: 8th June 2018

Credit card for overseas spending

I use this card for holiday spending in Europe. There is no transaction fee and you always get the best exchange rate. I also received a special offer of almost a year's interest free credit on purchases. Reviewed on: 11th April 2018

Very convenient

No currency exchange fee when abroad is the winner for me Reviewed on: 4th April 2018

Best Credit card for abroad

This is the best card to take abroad, it does not charge you any fees when using to purchase goods. It is also good for using in this country too Reviewed on: 4th April 2018

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Chase Bank 4.81 from 383 reviews
Credit card
from Yonder 4.84 from 953 reviews
Credit card
from HSBC 3.55 from 129 reviews

Want to see more from Halifax?

Online Saver
from Halifax 4.49 from 35 reviews
Everyday spending credit cards
from Halifax 4.45 from 76 reviews
Reward current account
from Halifax 4.44 from 205 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub