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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 3.60 (271 reviews)

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3.60

Based on 271 reviews, last reviewed 15th Jun 2026

No new 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

65%

17%

11%

Latest highest rating:

5

Used this card a lot when abroad, no transaction fee... Used this card a lot when abroad, no transaction fees and excellent exchange rates Reviewed on: 12th June 2026

Latest lowest rating:

1

Terrible customer serviice. Terrible customer serviice. Nearly 4 hours to resolve making a transaction. You are directed to their virtual agent in app BUT its useless - i wasted ... Read more Reviewed on: 15th June 2026

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (271)

Long winded but great perks

I've been living overseas for a while now, and although sometimes the Halifax app is a little behind times and hard to navigate, the perks of this card have been outstanding. You don't get charged any fees for using your card abroad which has saved me so much money. They don't offer any other perks with the card barring the occasional period of super low interest, but the savings alone with using the card overseas trump any offers I've had with loyalty cards prior. Reviewed on: 4th January 2019

Best customer service

I have been with a number of Banks and Halifax has been the best for everything I have needed. The customer service team over the phone was able to set up my online banking straight away, and helped when I was going abroad that the card wouldn't be frozen like it so commonly is with other banks. Reviewed on: 27th December 2018

great card for travel

good rates & low fees for foreign expenditure Reviewed on: 17th December 2018

Travel card

great for travel with no charges on spending - but don't withdraw on it. Reviewed on: 14th November 2018

Customer service

Great friendly customer service. Polite and easy to deal with Reviewed on: 9th November 2018

Great card with benefits

YOU CAB DO GOOD WHILST YOU SPEND WITH THIS CARD - WHAT'S NOT TO LIKE ABOUT THAT. Reviewed on: 9th November 2018

Best for spending abroad

I always use this abroad as you don't get charged and get a better exchange rate Reviewed on: 8th November 2018

Great for abroad

We always take it with us to the USA. Saves exchanging money, then worrying I will lose it. Never had any issues, with not being able to ise it! Reviewed on: 8th November 2018

Great for travellers

A good card for those spending while on holiday. Provides good rates and without fees or commission charges. Reviewed on: 6th November 2018

High interest low customer skills

I've ordered a replacement card 5 times but alas it never shows.. The advisers offered zero help just the same repetitive script rattled off with little care an even less resolve. Reviewed on: 11th August 2018

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