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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.12 (268 reviews)

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4.12

Based on 268 reviews, last reviewed 2nd May 2026

50% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

66%

18%

10%

Latest highest rating:

5

Brilliant . Great communication throughout a pleasure to deal with. Always helpful Reviewed on: 24th March 2026

Latest lowest rating:

1

They switch from Mastercard to visa and it’s caused... They switch from Mastercard to visa and it’s caused a lot of disruption to or regular payments Reviewed on: 2nd May 2026

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (268)

Loyal cutomer refused Clarity card

Despite having banked with Halifax for over ten years, never having had an overdraft and always in credit by four figures I was refused a clarity card for my forthcoming four week trip. Could not do it on line, branch could not do it and I was obliged to call at the branch several times and still refused and advised I had to do it via telephone banking going through all the questions again. Appalling behaviour by Halifax, but good news for me. I have moved to Starling and TransferWise and could not be happier with my choice of banks Reviewed on: 9th February 2019

A Great Travel Credit Card

Get the best exchange rate to spend money abroad Reviewed on: 8th February 2019

Handy card to have

I have had a clarity card for quite a while they are always offering me good rates Reviewed on: 7th February 2019

My Travel Bestie

Halifax Clarity gives me peace of mind when travelling abroad -it’s widely accepted; gives near perfect rates with no fees and even cash withdrawals are charged at a reasonable %. Customer service is easy to navigate and statements are clear and easy. Reviewed on: 13th January 2019

great holiday essential

saved us a lot of money using this abroad- no fees Reviewed on: 12th January 2019

Great for Travel Cash

Very Good rates, accepted everywhere for stress free foreign cash Reviewed on: 12th January 2019

Good card

Love the fact I can use it for free abroad Reviewed on: 11th January 2019

Long winded but great perks

I've been living overseas for a while now, and although sometimes the Halifax app is a little behind times and hard to navigate, the perks of this card have been outstanding. You don't get charged any fees for using your card abroad which has saved me so much money. They don't offer any other perks with the card barring the occasional period of super low interest, but the savings alone with using the card overseas trump any offers I've had with loyalty cards prior. Reviewed on: 4th January 2019

Best customer service

I have been with a number of Banks and Halifax has been the best for everything I have needed. The customer service team over the phone was able to set up my online banking straight away, and helped when I was going abroad that the card wouldn't be frozen like it so commonly is with other banks. Reviewed on: 27th December 2018

great card for travel

good rates & low fees for foreign expenditure Reviewed on: 17th December 2018

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