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Halifax: Clarity credit card reviews

4.12
Based on 261 reviews, last reviewed 20th Apr 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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5%
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2%
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10%

Latest highest rating:

4

the credit card is easy to use the credit card is easy to use, but more rewards would be better Reviewed on: 20th April 2025
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Anonymous

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025
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M M

About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (261)

Long winded but great perks

5
I've been living overseas for a while now, and although sometimes the Halifax app is a little behind times and hard to navigate, the perks of this card have been outstanding. You don't get charged any fees for using your card abroad which has saved me so much money. They don't offer any other perks with the card barring the occasional period of super low interest, but the savings alone with using the card overseas trump any offers I've had with loyalty cards prior. Reviewed on: 4th January 2019

Best customer service

5
I have been with a number of Banks and Halifax has been the best for everything I have needed. The customer service team over the phone was able to set up my online banking straight away, and helped when I was going abroad that the card wouldn't be frozen like it so commonly is with other banks. Reviewed on: 27th December 2018

great card for travel

4
good rates & low fees for foreign expenditure Reviewed on: 17th December 2018

Travel card

4
great for travel with no charges on spending - but don't withdraw on it. Reviewed on: 14th November 2018

Customer service

5
Great friendly customer service. Polite and easy to deal with Reviewed on: 9th November 2018

Great card with benefits

5
YOU CAB DO GOOD WHILST YOU SPEND WITH THIS CARD - WHAT'S NOT TO LIKE ABOUT THAT. Reviewed on: 9th November 2018

Best for spending abroad

5
I always use this abroad as you don't get charged and get a better exchange rate Reviewed on: 8th November 2018

Great for abroad

5
We always take it with us to the USA. Saves exchanging money, then worrying I will lose it. Never had any issues, with not being able to ise it! Reviewed on: 8th November 2018

Great for travellers

4
A good card for those spending while on holiday. Provides good rates and without fees or commission charges. Reviewed on: 6th November 2018

High interest low customer skills

1
I've ordered a replacement card 5 times but alas it never shows.. The advisers offered zero help just the same repetitive script rattled off with little care an even less resolve. Reviewed on: 11th August 2018

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