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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 3.60 (271 reviews)

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3.60

Based on 271 reviews, last reviewed 15th Jun 2026

No new 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

65%

17%

11%

Latest highest rating:

5

Used this card a lot when abroad, no transaction fee... Used this card a lot when abroad, no transaction fees and excellent exchange rates Reviewed on: 12th June 2026

Latest lowest rating:

1

Terrible customer serviice. Terrible customer serviice. Nearly 4 hours to resolve making a transaction. You are directed to their virtual agent in app BUT its useless - i wasted ... Read more Reviewed on: 15th June 2026

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (271)

Best card for travellers

Best rates abroad, this is the ideal travel card Reviewed on: 26th November 2019

Perfect for overseas travel

I love this card! It is absolutely brilliant for when traveling overseas. Brilliant exchange rates and no charges. What's not to love! Reviewed on: 22nd November 2019

Holiday card

The Halifax Clarity card is a great card to use abroad Reviewed on: 22nd November 2019

very good

always use it abroad always use it abroad Reviewed on: 21st November 2019

Blocked my card 3 times abroad

The savings made on no fees for withdrawing cash is great. However when they block my card they send me a text asking to confirm it was me. Unfortunately this text costs me £6 a time to respond to as I am outside of europe. The fact they have blocked it 3 times means it has cost me £18, much more than the ATM fees for other cards Reviewed on: 21st November 2019

You lost another customer!

You lost another customer, including our mortgage, cards and banking accounts! These guys change their term on their cards so often it's shocking. All banks are in serious trouble so they are changing their terms to rip you off as much as possible before they all fold and do a bail-in. Get out of debt soon, these thieves are doing all they can to take as much as possible. They doubled my interest on my card, stating if you dont pay full balance, the 56 interest free days is invalid and they slam you with a huge minimum payment and double interest. AVOID THESE GUYS! Reviewed on: 18th November 2019

Perfect for those trip abroads

no more going to FX exchange and getting robbed straight to the ATM withdraw local currency when required best exchange rates and hassle free Reviewed on: 15th September 2019

GREAT FOR TRAVEL

CHEAPEST TRAVEL MONEY CARD AROUND HIGHLY RECOMMENDED Reviewed on: 31st August 2019

Great App

When you look at your clarity card transactions in the app, not only does it tell you how much you spent in local currency and GBP, but also has a little map so you can see where exactly you spent it too! Reviewed on: 7th July 2019

Travel Essental

Convenient and Excellent rates for withdrawing cash abroad Reviewed on: 7th June 2019

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