Write a review

Halifax: Personal Loan reviews

Name: Personal Loan
Rating: 4.09 (35 reviews)

View other Halifax products

3.94

Based on 35 reviews, last reviewed 6th Mar 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

57%

20%

11%

Latest highest rating:

5

Amazing service when I needed that extra money, step... Amazing service when I needed that extra money, steps are so simple and when applied it didn’t affect my credit rating when checking to see if I was e... Read more Reviewed on: 12th April 2024

Latest lowest rating:

1

This is definitely not a bank that cares... There is mention in their advertising that this is a bank that cares, but this has proved to be far removed from the truth. Reviewed on: 17th February 2024

Read all reviews See your review

About this product

Halifax personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Halifax personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Halifax personal loan, we'd love you to write a quick review too.

Halifax Personal Loan reviews (35)

Review of the Halifax, Personal Loan:

22.9%APR in personal loan

I have banked with Halifax for over 8 years and never been in the red. Have had personal loan with them and never missed a payment. I'm looking for another personal loan and even thought they advertise from 3.9%APR I'm being asked to pay 22.9% APR. I have a great credit ratings and own my own home. So can only be about looking after share holders and not customers. Reviewed on: 28th April 2021

Decent enough

App is okay. Customer service can be okay; depending on the department. Loan holidays available and can sort via the app which is helpful Reviewed on: 6th March 2025

Amazing service when I needed that extra money, step...

Amazing service when I needed that extra money, steps are so simple and when applied it didn’t affect my credit rating when checking to see if I was eligible, anyway been eligible they make sure you know all the bits you need to know like dates when you need to pay you’re first direct debits, also term of the loan Reviewed on: 12th April 2024

This is definitely not a bank that cares...

There is mention in their advertising that this is a bank that cares, but this has proved to be far removed from the truth. Reviewed on: 17th February 2024

Get exactly what they promise

Staff are well trained polite and helpful, security is excellent. Reviewed on: 30th August 2023

Easy when you also bank with Halifax

Was incredibly simple - applied through app, approved (nearly) instantly, can see how much I owe any time. Rate competitive (top 3 in market), saved 000s on loan offered by car dealer Reviewed on: 31st May 2023

Excellent customer service

Halifax service is good and great , your account is well protected , you get daily and weekly updates, fantastic customer services. Reviewed on: 23rd May 2023

POLECAM

W 100 procenach zadowolony.POLECAM BANK HALIFAX Reviewed on: 30th June 2022

Excellent Bank

I love having everything in 1 app. Reviewed on: 15th September 2021

Great personal loan, competitive rate, easy overpayments

My partner and I each took out a personal loan with Halifax. As existing customers they had already screened to see what we were eligible for, and offered us £25k repayable over a 7 year period. It took about 2 minutes to apply and get the loan in our Halifax bank accounts, and we were able to pay it off easily through standing order and also through individual overpayments - with no penalty charges. Reviewed on: 3rd May 2020

easy application and clear process

I needed a car loan, after searching the internet, Halifax was the best option: good rate, easy to apply and no messing about Definitely recommend them Reviewed on: 27th April 2020

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from NatWest 3.98 from 146 reviews
Personal Loan
from Post Office 3.96 from 176 reviews
Loans
from Wolverhampton City Credit Union 2.14 from 2 reviews

There's still more to see!

Halifax has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub