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Halifax: Personal Loan reviews

Name: Personal Loan
Rating: 4.11 (36 reviews)

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3.97

Based on 36 reviews, last reviewed 12th Jun 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

59%

19%

11%

Latest highest rating:

5

I was settling a loan my wife had taken out, I set u... I was settling a loan my wife had taken out, I set up a new payment to be made but there appeared to be some error so it was blocked, I contacted the ... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

This is definitely not a bank that cares... There is mention in their advertising that this is a bank that cares, but this has proved to be far removed from the truth. Reviewed on: 17th February 2024

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About this product

Halifax personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Halifax personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Halifax personal loan, we'd love you to write a quick review too.

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Halifax Personal Loan reviews (36)

Great personal loan, competitive rate, easy overpayments

My partner and I each took out a personal loan with Halifax. As existing customers they had already screened to see what we were eligible for, and offered us £25k repayable over a 7 year period. It took about 2 minutes to apply and get the loan in our Halifax bank accounts, and we were able to pay it off easily through standing order and also through individual overpayments - with no penalty charges. Reviewed on: 3rd May 2020

easy application and clear process

I needed a car loan, after searching the internet, Halifax was the best option: good rate, easy to apply and no messing about Definitely recommend them Reviewed on: 27th April 2020

Halifax loans

Good customer service, and helpful when needed Reviewed on: 10th February 2020

Easy and Fast for Existing Customers

Extremely fast - literally from ascertaining how much I wanted to borrow over how long to applying through the online banking system to receiving the money was extremely fast. I received a good rate and can pay more and look at my balance all in one place online. Reviewed on: 24th April 2019

Halifax do give you extra!

I’ve banked with Halifax for over 10 years and wouldn’t bank with anyone else! They’re online banking is so easy and straightforward. Always willing to help when assistance is needed on products. Best bank provider on the High Street. Reviewed on: 4th February 2019

Excellent service

Great service, excellent rates and choice of loan period etc and holiday allowance Reviewed on: 17th December 2018

best loan deal

great rates offered and great terms Reviewed on: 2nd December 2018

Effortless and fast

Application was simple. Response pretty fast and money in the account in no time at all. Exactly the sort of service you'd want. Reviewed on: 8th November 2018

good

ability to take payment holidays helps a lot in tighter months Reviewed on: 5th April 2018

great interest rate

Pick your repayment date. Its also easy to change. No redemption fee if you decide to pay off early and I got a great interest rate Reviewed on: 4th April 2018

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