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Halifax: Tracker Rate Mortgage reviews

Name: Tracker Rate Mortgage
Rating: 4.14 (14 reviews)

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4.36

Based on 14 reviews, last reviewed 18th Mar 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

65%

14%

Latest highest rating:

5

Excellent mortgage products! I have had a Halifax mortgage for almost 20 years, their products are always so competitive, and customer service is excellent, the best! Reviewed on: 18th March 2025

Latest lowest rating:

1

Dishonest Don't use these if you value your privacy. Seems it's ok for other customers to ask about your personal financial details and be told the answers. Tha... Read more Reviewed on: 6th September 2016

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About this product

Halifax is a bank that provides a range of financial services, including tracker mortgages. A tracker mortgage will usually charge interest just above the current base rate. It’s important to be confident you understand the terms, conditions and interest rate of a mortgage. Always consult the lender or an independent advisor if you need help understanding your options.

At Smart Money People, we want to help you make better financial decisions. We collect Halifax tracker rate mortgage reviews to help you make an informed decision when choosing your lender and product.

Our reviews can give you valuable insight into what you can expect as a Halifax borrower. Find out why customers chose a tracker mortgage and whether they would recommend the product. Learn more about the application process and Halifax’s customer service. Be confident in your decision by reading customer reviews.

Have you had a tracker rate mortgage with Halifax? Write an honest review to help others like you make better financial decisions. Tell us why you chose this mortgage product and share any pros and cons you’ve experienced with it so far. How simple was the application process and did Halifax support you throughout it? Would you recommend the lender and product to family and friends? Whether good or bad, leave a Halifax tracker rate mortgage review today.

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Halifax Tracker Rate Mortgage reviews (14)

Solid As Expected

I have had a mortgage for 8 years. For the majority of that time, my experience has been pretty much plain sailing. I have had no issues at all and when I have had cause to speak on the phone or meet face to face to arrange changes, it has been dealt with in a professional and timely manner. Communications are good and clear with no surprises encountered. All is as I would expect for one of the market leaders in the field. I would recommend without hesitation and would be disinclined to move elsewhere despite what look like tempting offers available at this time. I wish all my other financial experiences from a customer perspective were as dependable as those I've had with Halifax. Reviewed on: 31st August 2016

halifax mortagage switch

Very easy to do and there customer service is amazing,really helpful people and everything is clearly mentioned online. Reviewed on: 30th August 2016

What You See is What You Get

People are amazing creatures to watch especially in public places such as restaurants, supermarkets and banks. They go about their business in an unsuspecting way. Totally oblivious too others. Recently I walked into the Halifax to find bank staff scattered all over the place, some at a kiosk serving customers, some at the welcome desk and some sitting at desks waiting to greet customers for their booked appointments. This you may say is normal, whats the problem? The problem for me was that neither one looked interested in their customers. They appeared to be having more interest in each other with their day to day chatter, laughing and smiling at whats happening in their daily lives. Which begs the question. What has this to do with work? Should this not be left to lunch time or closing time? I would like to see more chatter with the long line of customers waiting in queues or loitering in the foyer waiting on some inspiration from the staff. Do I open an Isa or do I not? Do I want to bank here or do I not and so on. Surely people contact is not a thing of the past? Or is it? We are do reliant on social media to do it for us. I was only browsing on this occasion - pondering on the idea of opening a savings account and checking up on my mortgage, but found myself studying the body language of the bank staff instead. Its good to feel you are a person and not just a number and that's exactly how I felt on that occasion unfortunately. Perhaps it was because it was a Monday, first working day after the weekend. Goodness knows. Anyway, I walked out and went somewhere else, so definitely room for improvement. Reviewed on: 30th August 2016

Great service

Fantastic customer service. Had the best rates by far! Reviewed on: 30th August 2016

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