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HSBC: Bank Account reviews

3.61
Based on 1,227 reviews, last reviewed 20th Dec 2024
50% decrease in 5 star reviews
in the past 90 days
25% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
44%
See only 4 star reviews
24%
See only 3 star reviews
11%
See only 2 star reviews
6%
See only 1 star reviews
15%

Latest highest rating:

4

Personal Customer Service Experience I have often received good customer service at my local branch every week. Reviewed on: 3rd December 2024
Abs's avatar
Abs

Latest lowest rating:

1

Worst banking experienced in have ever had Basic thing like doing a transfer they are unable to do in promised time. They still use fax technology in order to do telegraphic transfers. Staff ha... Read more Reviewed on: 20th December 2024
Eric's avatar
Eric

About this product

The HSBC Bank Account gives access to a range of other offers, with no monthly account fee.

With an HSBC Bank Account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC Bank Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Bank Account reviews (1227)

Review of the HSBC, Bank Account:

Awful

1
They've closed so many branches and their call centre is often busy. For some reason they've lately taken to suspending my debit card for suspicious activity every few weeks, even though my use of the card is no different from normal. I confirm mundane transactions I've made for small amounts and they lift the suspension again and can't provide me with an explanation of why the activity is deemed suspicious. They've done this twice while I've been in Norway, despite me notifying them in advance the exact days I would be there and using my debit card. I get about seven or eight pieces of junk post from them each month even though I've expressly requested they stop sending it. They've somehow "lost" two standing orders that I'd had running for ages and had set up myself online. They lied about a boost in the ISA savings rate in order to upsell me to a paid current account and admitted two months later I wasn't eligible for the higher interest rate for some nonsense loophole reason that isn't in the terms and it took me a fight to get the money back when I switched back to a free current account. They're just generally shocking really and that's before you factor in the ethical questions of some of their practices both in the UK and worldwide. Terrible, terrible bank. Reviewed on: 6th November 2018

Great app and service

5
Always been friendly when called or when visiting in the branches, they offer competitive rates and a wide range of products. App is easy to use and functional too. Reviewed on: 30th March 2023

Big Bank and competitive

5
HSBC is highly competitive when it comes to luring new customers. Some of the benefits I have enjoyed are - Switching Bonus, great Regular Saver interest rate and easily navigable app. It is probably in the top three of global banks, but the app seems to be one of the most secure and responsible in my experience. Reviewed on: 30th March 2023

HSBC

5
HSBC is a highly reputable and well-established bank that offers a wide range of financial services to its customers. The bank's online and mobile banking platforms are user-friendly and provide easy access to account information, transaction history, and other important features. HSBC also offers a variety of credit cards, loans, and investment options to help customers achieve their financial goals. The bank's customer support is excellent, with knowledgeable representatives available to assist with any questions or concerns. Overall, HSBC is a great choice for anyone looking for a reliable and comprehensive banking experience. Reviewed on: 29th March 2023

Easy to use

5
Very user friendly bank app, secured and gives updates frequently. Have many products to choose from and friendly staff. Reviewed on: 29th March 2023

Amazing bank

5
Been with them for over 12 years Reviewed on: 29th March 2023

Long time customer

3
Long time customer of HSBC, they do everything they do well, but haven't kept up to speed with the finteches and seem a little dated now Reviewed on: 23rd March 2023

Best service

5
I never get disappointed by this company. Reviewed on: 23rd March 2023

Great

5
Is everything perfect, no problems Reviewed on: 21st March 2023

Great app

5
Better than most high street banks, great app. Reviewed on: 20th March 2023

Poor customer service and simply do not care

1
In my experience very poor customer service (basic things can take up to four times as long, often with someone on the other side of the world who doesn’t understand the system or products or can speak clearly). No interest in customer service or genuine desire to help customers with mortgage/rates in this era of increasing cost of living challenges. No in-branch support despite visiting numerous times and asking to see someone to help me get a better mortgage rate. Will be leaving HSBC as soon as I can get a mortgage wiry an alternative provider. Simply too big, hugely inefficient and no understanding of their customers which comes across in spades at every level. Reviewed on: 19th March 2023
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