Smart Money People Logo

HSBC: Bank account reviews

3.76
Based on 1,378 reviews, last reviewed 25th Apr 2026
5% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
46%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
5%
See only 1 star reviews
15%

Latest highest rating:

5

Overview of HSBC Bank Account HSBC supports customers with financial guidance and help when needed, such as offering tools to manage money, budgeting support, and assistance for th... Read more Reviewed on: 25th April 2026
TG's avatar
TG

Latest lowest rating:

1

No reward for loyalty Had an hsbc bank account for 37 years. Have a large amount of money in most of the time. I have never received a perk or any kind of incentive to stay... Read more Reviewed on: 16th April 2026
Jill C's avatar
Jill C

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC: Bank account now

Help others make smarter decisions by sharing your own experience. Write a review

HSBC Bank account reviews (1378)

HELP AFTER BEREAVEMENT

5
MY HUSBAND DIED SUDDENLY AND HSBC WERE SO UNDERSTANDING AND HELPFUL IN SORTING OUT MY FINANCES AND THE OVERDRAFT OF £2600 THAT I HAD BEEN LEFT WITH THEY STOPPED ALL INTEREST CHARGES WHILST I SORTED OUT MY BENEFITS. THEY KEPT IN CONTACT WITH ME TO CHECK HOW I WAS MANAGING FINANCIALLY AND AFTER ABOUT EIGHTEEN MONTHS THEY INFORMED ME THAT THEY WOULD NOT PURSUING THE DEBT OWED FROM THE OVERDRAFT DUE TO MY MEDICAL CONDITION. THEY ALSO HELPED ME BY ARRANGE A NEW ACCOUNT WITH THEM Reviewed on: 18th February 2016

Good, solid performance from mainly internet use

4
Been with bank/account for nearly 20 years. No reason to change Reviewed on: 18th February 2016

HSBC

3
I put money in, I get money out. Other than that, nothing to report! Reviewed on: 18th February 2016

Never had any problems

4
Have never had problems with HSBC. They keep in contact by letter. The online banking system is easy to use and is secure. I have never needed to think about switching to another bank. Reviewed on: 18th February 2016

Great Day-To-Day Banking

4
Great for everyday use, but closure of branches past few months is unwelcome news Reviewed on: 18th February 2016

Above the law

4
Bank has been good too me ,shame about the Mexican money laundering and the "Pathetic" threats about leaving the UK,if you want leave the UK I will help you pack...time to change banks Reviewed on: 18th February 2016

The app is rubbish!

1
I use the HSBC app to check my bank account every day and it almost always doesn't load or has 'Sorry this service is unavailable' and it drives me up the wall! Reviewed on: 18th February 2016

foreclosed the moment I told em I was redundant

1
I decided that I needed to inform the bank that I was redundant and looking for work I know that last post is at 4:30 so when the next day after the 3:00 meeting when a letter arrived telling me they had closed my credit line I knew what the "manager" had been typing during our interview I would like to see these tax avoiding gits get their comeuppance Reviewed on: 18th February 2016

overall satisfation since the '60's

5
from the Midland days to todays digital offering I've had all the advice and guidance to take me through life, from day to day banking to loans, credit cards and savings. My family have followed suit. Reviewed on: 18th February 2016

Never had any grounds for complaint.

4
I have been a customer of HSBC since 1987 when it was Midland Bank. I can't fault them in any way, and have embraced the advent of online banking. Reviewed on: 18th February 2016

Do you have a different HSBC product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from HSBC?

  • Stocks and shares ISA

    from HSBC 4.89 from 7 reviews
    HSBC
  • Home Insurance

    from HSBC 4.63 from 7 reviews
    HSBC
  • Online Bonus Saver

    from HSBC 4.35 from 15 reviews
    HSBC
    View all products