Smart Money People Logo

HSBC: Bank account reviews

3.76
Based on 1,378 reviews, last reviewed 25th Apr 2026
5% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
46%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
5%
See only 1 star reviews
15%

Latest highest rating:

5

Overview of HSBC Bank Account HSBC supports customers with financial guidance and help when needed, such as offering tools to manage money, budgeting support, and assistance for th... Read more Reviewed on: 25th April 2026
TG's avatar
TG

Latest lowest rating:

1

No reward for loyalty Had an hsbc bank account for 37 years. Have a large amount of money in most of the time. I have never received a perk or any kind of incentive to stay... Read more Reviewed on: 16th April 2026
Jill C's avatar
Jill C

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC: Bank account now

Help others make smarter decisions by sharing your own experience. Write a review

HSBC Bank account reviews (1378)

Friendly staff, loyal and trusting

5
I only hold a bank account with HSBC -which has now been for 12 years! Friendly staff, very loyal, keeps your money safe! Reviewed on: 24th June 2016

great customer service 24/7

5
great company competitive rates always willing to help Reviewed on: 23rd June 2016

Easy to change details

3
I went into the branch to change my name after I got married. They let me know what documents I would need, and it was all done quickly and easily. Reviewed on: 23rd June 2016

Awful

2
awful bank to deal with. Customer service is awful and you cannot speak to anyone english. Also expensive bank charges and I just find them really useless Reviewed on: 22nd June 2016

Averagw

2
Average day to day banking experience Reviewed on: 20th June 2016

Friendly

5
I always do my banking in the branch and the staff are always helpful and can't do enough for you. Reviewed on: 20th June 2016

Difficult and unfriendly.

2
I've found HSBC's online banking a nuisance to use, and I hate telephone banking. I feel like I have to run a gauntlet of unnecessary passwords and processes just to access my own money. I've also changed my name, and HSBC has refused to help me until I make an appointment with a local branch. I'm considering moving to a new bank. Reviewed on: 19th June 2016

Bardzo poleca

5
Ok ok okbok ok wery good ok ok ok ok Reviewed on: 17th June 2016

HSBC is not good

1
Is bad services, not good choice, night interest Reviewed on: 24th May 2016

Very good customer service

5
I had great customer service at HSBC until I opened a new bank account with Santander and they stopped caring for me as a customer even though I didn't want to leave them. Reviewed on: 23rd May 2016

Do you have a different HSBC product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from HSBC?

  • Stocks and shares ISA

    from HSBC 4.89 from 7 reviews
    HSBC
  • Home Insurance

    from HSBC 4.63 from 7 reviews
    HSBC
  • Online Bonus Saver

    from HSBC 4.35 from 15 reviews
    HSBC
    View all products