Ditto Bank Account Reviews

Ratings based on 4 reviews Last review 8 months ago

Wanting to test out Ditto Bank? If you’re in need of the multi-currency account for your travels, check out Ditto Bank reviews here first to see if it’s a good fit for you. Or are you an early adopter and already using the Ditto Bank card (from Tra...

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Wanting to test out Ditto Bank? If you’re in need of the multi-currency account for your travels, check out Ditto Bank reviews here first to see if it’s a good fit for you. Or are you an early adopter and already using the Ditto Bank card (from Travelex)? Please write a review and help others by sharing what you thought of the app, the currency rates offered, and anything else to do with Ditto Bank that you did or didn’t like!

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Your Account Reviews (4)

9th January 2020

A virtual bank with severe lacks of technical features

Here are a list of issues with Ditto...

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Here are a list of issues with Ditto Bank:
- Lack of a web interface to verify your account details online. You need to exclusively use the app
- the PIN pad on the phone keeps changing all the time and it's just a massive hassle to type in your PIN code
- There is absolutely no way to use a 3rd-party banking app (like Banking 4, Finanzblick, Outbank360 etc) to pull the account balances and have them aggregated. I do not think many people use Ditto Bank as their main bank anyway, so one must expect that 3rd-party banking apps will be used to manage balances. They do not have anything like HBCI interface or something similar (basically APIs) to access the account.
- Obviously, since there are lack of APIs to access the account, there will be no 2-factor authentication needed here.
-A bank with so few features and capabilities actually costs €9,99/month to use. This is crazy, considering a bank like N26 offers so much more, for free.

9th January 2020

A virtual bank with a very poor software infrastructure

Here are a list of issues with Ditto...

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Here are a list of issues with Ditto Bank:
- Lack of a web interface to verify your account details online. You need to exclusively use the app
- the PIN pad on the phone keeps changing all the time and it's just a massive hassle to type in your PIN code
- There is absolutely no way to use a 3rd-party banking app (like Banking 4, Finanzblick, Outbank360 etc) to pull the account balances and have them aggregated. I do not think many people use Ditto Bank as their main bank anyway, so one must expect that 3rd-party banking apps will be used to manage balances. They do not have anything like HBCI interface or something similar (basically APIs) to access the account.
- Obviously, since there are lack of APIs to access the account, there will be no 2-factor authentication needed here.
-A bank with so few features and capabilities actually costs €9,99/month to use. This is crazy, considering a bank like N26 offers so much more, for free.