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HSBC: Bank account reviews

3.66
Based on 1,309 reviews, last reviewed 30th Sep 2025
91% decrease in 5 star reviews
in the past 90 days
25% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
44%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
6%
See only 1 star reviews
16%

Latest highest rating:

5

With HSBC for 26 years. I've been with HSBC for 26 years and Ive never had any problems. Very good in branch and never an issue online. Reviewed on: 5th September 2025
D. Joyce's avatar
D. Joyce

Latest lowest rating:

1

Avoid HSBC. Poor customer service. They don’t listen. Avoid HSBC. I do not normally do reviews here, but I will do so this time, as I’m considering sacking my bank after decades of loyal custom. I’m also ... Read more Reviewed on: 30th September 2025
David W's avatar
David W

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Bank account reviews (1309)

Practical, Efficient, Responsive.

4
Whether online or via its app, the UI is intuitive and functional. Customer service (via online chat) responds quickly and clearly. Staff at bank branches are friendly and supportive. In my ten years with them, I've never had any significant issues. The few minor inconveniences or mistakes made by staff have been resolved quickly and to my satisfaction. Reviewed on: 9th March 2023

Don't understand

3
I have had my account for over three years, can't get an overdraft or even a credit card. I get bi weekly wages yet I'm turned down everytime I apply for anything. My husband switched banks and he's happier. Can't wait to leave Reviewed on: 9th March 2023

Good Service

5
Very good service and reliable assistance Reviewed on: 8th March 2023

They are amazing and reliable

5
This bank is an amazing reliable and safe bank they are so easy to join and very kind to all customers Reviewed on: 7th March 2023

Everything you need for banking

5
The staff and app are helpful for everyday banking needs Reviewed on: 7th March 2023

Easy App

5
It’s easy to have everything under one roof. Current account/childrens accounts etc. Makes it easier to manage within the app. Reviewed on: 7th March 2023

A loyal customer

5
I have been with HSBC for 15-years and they have always been brilliant, sorting issues quickly and effectively. I have never thought about changing. Reviewed on: 7th March 2023

Good personal banking support

4
Calliing up bank and being able to get through to a human being can be a challenge and frustrating at times. With HSBC my experience has been better than my previous banks where it could take 5-10minutes. This has been the single biggest reason for moving banks in the past. Reviewed on: 7th March 2023

Bank

5
Amazing experience dealing with the bank respectful honest easy Reviewed on: 7th March 2023

Easy. Accessible

5
Had my personal account opened. It was brief but trustworthy process. Reviewed on: 7th March 2023

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