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insurethebox: Car Insurance reviews

Name: Car Insurance
Rating: 4.36 (189 reviews)

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3.99

Based on 189 reviews, last reviewed 19th Sep 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

73%

12%

Latest highest rating:

4

Would recommend for new drivers For my first year of driving I had a black box with insurethebox, I like how each month there’s a breakdown of your driving through different areas, p... Read more Reviewed on: 6th March 2024

Latest lowest rating:

1

Just avoid! Where to start? Policy was the cheapest one available for my vehicle, one of the only, if not the only, positive(s) of an Insurethebox policy. So I d... Read more Reviewed on: 19th September 2024

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About this product

For new drivers, finding a car insurance policy that won’t break the bank often proves difficult. Telematics policies, also known as black box policies, are designed to combat this, providing lower renewal rates for younger drivers. But how do you know whether these policies are right for you? We collect insurethebox car insurance reviews to help you make an informed decision for your new insurance provider.

insurethebox provides black box policies designed for ...

insurethebox Car Insurance reviews (189)

Review of the insurethebox, Car Insurance:

Very friendly and helpful

I’ve never ever had a problem with this insurance company ! And the lady I spoke to on the phone was very friendly I cannot remember her name but she was so so helpful Reviewed on: 17th September 2020

Poor communication and customer service

When I asked for the Proof of No Claim Discount, it seemed they were not willing to answer such simple question directly. Very poor communication and customer service. Reviewed on: 18th November 2022

They steal people's money

This is the worst company in the world, they just steel people's money then passes them about all day, put the phone down on you and tell you they are transferring you to the right department and cut you off, took my money 9.28 this morning, it's now 5.25 still no insurance and been messed about all day, they keep telling me they have not took the money but the bank are telling me they have. Avoid at all costs, just read there reviews, I wish I did before trying to take out insu... Reviewed on: 30th October 2022

Poor service, no internal communication, lack of knowledge of processes

A recent incident has highlighted how the company operates. Insure the box are a front for a number of subsidiaries who do not communicate with one another. As the customer I have repeatedly been asked to relay communications between teams and professional bodies. Insure the box do not take responsibility for co-ordinating the responses for their subsidiaries, nor ownership over the entire process. After a dangerous incident when my car's airbag inappropriately deployed, I did n... Reviewed on: 23rd September 2022

I wish I could give 0 stars

This company is AWFUL. Cancelled my insurance due to ‘wrong address’ without any pre warning! When I called to discuss further to try sort it out the woman was so rude and unhelpful. Asked to speak to her boss which he was even worse. Coming from someone who works in customer service - I don’t know how you can function as a company with attitude like that. When you’re spending so much money on this you don’t expect this kind of service. Do better. Reviewed on: 13th September 2022

Threatening for cancellation of the car insurance

They have allocated one date for the box installation & after the given timing slot was over, I got a call from them stating the technician can't visit. Now they are threatening me that if I could not get in the box installed soon, they will discontinue my car insurance & I will be barred to use any other companies. Do not subscribe to their services even if you are getting less prices compared to others. Reviewed on: 16th August 2022

great for new drivers

I took our car insurance for my son with myself as a second driver, their price was really good compared to others. The mileage was 6,000 which is more then enough for him for first year. Well pleased. Reviewed on: 14th August 2022

dysfunctional

I got my car broken into and partly disassembled. Gone were steering wheel, navigation panel, one piece of interior between the front seats. Dashboard pried open...such are the perks of living in London these days. Anyway, my insurer insurethebox arranged for the car to be transported away fairly rapidly after I called them about it. That was already six days ago. As a car dependent person I expected a temporary car to be given to me reasonably soon. But this has not happened fo... Reviewed on: 30th July 2022

Absolutely 0 stars if I could

The incorrect driving data have caused the significant increase of my next year's premium. 1. On 16/07/2022, Insurethebox sent me a letter saying Insurethebox would decline to provide a renewal offer. I was surprised by this decision because I have driven well in the last year and I have never made any claims since I got the license in 2019. I have realized there must be something wrong. Then I found the black box installed on my car last year has never worked properly. My ac... count dashboard shows there are 0 driven miles in the last 11 months. Insurethebox has also admitted there have been errors in the black box. I have also found I can’t get reasonable insurance policy from other providers due to the faulty black box. 2. On 22/07/2022, Insurethebox provided a renewal offer £841.03, which is significantly higher than last year’s premium £625.21. I then contacted the customer service, and they even claimed the faulty black box worked in my favour and helped to reduce the premium. This is completely nonsense, as my renewal car insurance premium is significantly higher than last year. It is a common sense that the premium will be much cheaper when a driver has more driving history. Insurethebox claimed the bonus miles (which might be just a minor factor) helped to reduce the premium, but Insurethebox deliberately ignored the most important factor, driving history. As we all know, a new driver without any driving history will need to pay higher premium. My premium in 2021 was much cheaper (£300 less) than 2020 because there were driving data in 2020-2021. Now the premium is much higher, because there was no driving record in 2021-2022. I have also asked many of my friends, and their premium this year is similar to (or cheaper than) last year. Clearly, the unusual higher premium is caused by the faulty black box. Now I have to pay significantly more because of Insurethebox’s fault. I have contacted Insurethebox customer service and complaint team via email several times, but it appears Insurethebox people don’t want to rectify the mistake, nor solve the problem. I contacted customer service on 26/07/26 via live chat, and requested a callback. The staff of Insurethebox (called Lucy) promised that a senior manger would call me on the same day (26/07/2022), but this has never happened. I am really disappointed by the worst service. I have learned from Financial Ombudsman Service, Insurethebox should cover any increased cost because the black box has not worked properly. I will need to make a formal complaint to Financial Ombudsman Service if the issue is not properly resolved. Reviewed on: 26th July 2022

Thieves and scammers and rude with it

Never, ever, buy insurance from these people. I changed my policy online, paid for the change online, in the little box they provide for you pay the fees they request. They then added the same amount to my previous credit agreement, and gave me the total runaround when i pointed out that they were charging me twice for the same thing. Refunded the original charge only after ten days and are still trying to get me to pay a cancellation fee for an error that is entirely of their m... Reviewed on: 27th June 2022

AWFUL COMPANY

The WORST company I have ever had to deal with. Super expensive and then when you need help from them they are unhelpful, unprofessional and I don't really know why I have been spending £180 monthly. Quick to take your money, SLOW at helping or using the help you pay for Reviewed on: 15th June 2022

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