Smart Money People Logo

Kroo: Current Account reviews

4.90
Based on 4,053 reviews, last reviewed 31st Aug 2024
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Great interest rate Great interest rate. Easy-access and unlimited withdrawals. Simple app and responsive customer service. Reviewed on: 31st August 2024
Ollie's avatar
Ollie

Latest lowest rating:

1

AVOID, AVOID, AVOID Do not use this bank, I repeat do not use this bank. Aside from the poor non existent customer service and complaints team. They will suspend your acc... Read more Reviewed on: 26th August 2024
S Oka's avatar
S Oka

About this product

With the Kroo current account, you can earn interest on your balance.

Using the Kroo app you get real-time spending insights that break down and categorise your transactions. It’s free to open and has no monthly fees even for spending abroad. You can also apply for an overdraft facility.

Kroo current account reviews help you find out what it’s really like to be a customer. If you’ve used Kroo before, you can also leave a review and share your experience.

Kroo Current Account reviews (4053)

Review of the Kroo, Current Account:

Awful experience

1
This message is for the untrustworthy CEOs who might be reading this review, know exactly what is going on and hiding from their customers. Deeply, deeply worried about this bank and its future sustainability. I predict it is going to go into administration and take my money with them given the similarity of our experience with other account holders. Given the growing list of previous reviews citing theft from the account, I strongly suspect kroo will turn on their account account holders and wrongly accuse them of leaking their security details to allow theft, perversely hold account holders responsible and thus not be liable themselves, just like the Post Office scandal. I am feeling sick at the thought of that as I have lodged a substantial balance in the account which was my hard earned money. absolutely awful. Without warning, account frozen. Going by recent experience of other account holders, it appears I'm not the only one. Their licence to bank needs to be reviewed. My account has been frozen for three weeks! With no reason, no resolution, no timelines. Financial regulations state that there must be a final response from the bank to its customer within 15 days for complaints about payment services. This day has come and gone without any final response letter. Kroo haven't even used the word "frozen" to describe my account so it has been left up to me to define and decipher the status of my account. No reason I meet criteria for this action to be taken upon referring to their terms and conditions. Refusal to speak with managers despite asking on several occasions. When pressed on timelines for resolution, they claimed none could be offered. Instead complaint passed from one rep to another. Further insulted by requests asking me to rate my interaction with them. Devastating and serious impact on all my accounts and credit history. I had a perfect credit history up until this point: mortgages payment has failed to be made for the first time in almost 24 years. The administration to fix this will take months upon months. Dire response to complaints. Poor management of written complaint made over 2 weeks ago. Wreaking havoc with my finances. Offices closed for phone calls. Email unresponded to. Had to call and failed security despite answering all questions correctly. Multiple direct debits failed to the point where my internet provider restricted our access ad credit card blocked. This was the first time this has ever been experienced in more than 3 decades of never missing payments. Kroo have been citing "security" for weeks. Have immediately complied with all security measures Kroo have requested. Still waiting to access my money weeks later. It's a total joke! And the large amount in the account makes me sick in my stomach to think I cannot access my own money. Very telling that kroo were quicker to respond to negative review left on Trust Pilot than they were to my flood of emails and telephone calls demanding to know when I could access my own money again. Their response asking me to reach out to them shows that they don't know I have already done so on numerous occasions without successful resolution. Reviewed on: 15th August 2024

Good customer service, the app is easy to understand.

4
Good customer service, the app is easy to understand. Reviewed on: 14th April 2024

Absolutely love this bank really easy to use and als...

5
Absolutely love this bank really easy to use and also the app fantastic bank Reviewed on: 14th April 2024

Kroo have been excellent since I opened my account l...

5
Kroo have been excellent since I opened my account last year. Reviewed on: 14th April 2024

Excellent online banking with fantastic interest rat...

5
Excellent online banking with fantastic interest rate and lovely banking benefits. Reviewed on: 14th April 2024

High interest and many functions

5
Kroo provides the highest interest on current account balances (to my knowledge). This is 4.35%. I appreciate the value for money and the ease of using one account for everything (savings, everyday transactions, scheduled payments, direct debits, etc). Reviewed on: 14th April 2024

kroo review

5
The bank account has a good interest and I haven't had any problems with Kroo so far. Reviewed on: 14th April 2024

A no brainer Current Account come Savings Account

5
I don't know another current account out there which delivers such a high interest rate with the the flexibility to withdraw and deposit as much as you wish. Reviewed on: 14th April 2024

Hassle free current acct with savings

4
Kroo app looks neat and simple to use. current acct ideal for everyone and the interest rate on savings is just a gem. Reviewed on: 14th April 2024

Excellent bank

5
Excellent bank, easy to set up & manage Reviewed on: 14th April 2024

Brilliant Bank

5
Excellent ACC, and good interest rate.And app is really easy to use and send and receive payment rapidly Reviewed on: 14th April 2024

Do you have a different Kroo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Kroo has a range of products available. Check the ratings of each product to find the right one for you. View all products